- Study guides, Class notes & Summaries

Insurance - the transfer of Pure risk to the insurance company in consideration for a premium must be pure risk and calculable. Pure Risk - the chance of loss without any chance of gain; insurable Speculative Risk - possibility for gain or loss; not insurable Risk - Chance of loss Exposure - a condition that could result in loss hazard - something that increases the chance of loss eg. presence of physical hazard increases the chance of a loss occuring peril - cause of loss eg. fire law...

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27 pages

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Grade A+

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(Choose from the following options) 1. 30 days 2. The name must be changed immediately. 3. 5 business days 4. 10 days - Answer -10 days A producer who continues to use a unapproved trade name for 10 or more days after being notified will face a fine of up to $5,000. What was created to keep telemarketers from calling consumers who do not wish contacted? (Choose from the following options) 1. Call Control Registry 2. National Do Not Call Registry 3. Confidential No Call Act ...

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105 pages

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An agent is completing an application for a long-term care policy. The agent is required to do all of the following EXCEPT (Choose from the following options) 1. Warn the applicant about the 10-day free-look period. 2. Make sure the policy is appropriate for the applicant's needs. 3. Provide the applicant with the Outline of Coverage. 4. Ask where the applicant has another LTC policy in force. - Warn the applicant about the 10-day free-look period.

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175 pages

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Grade A+

SpencerHenderson

An agent is completing an application for a long-term care policy. The agent is required to do all of the following EXCEPT (Choose from the following options) 1. Warn the applicant about the 10-day free-look period. 2. Make sure the policy is appropriate for the applicant's needs. 3. Provide the applicant with the Outline of Coverage. 4. Ask where the applicant has another LTC policy in force. - Warn the applicant about the 10-day free-look period. An insured has an Accidental Death & D...

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100 pages

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Grade A+

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An agent is completing an application for a long-term care policy. The agent is required to do all of the following EXCEPT (Choose from the following options) 1. Warn the applicant about the 10-day free-look period. 2. Make sure the policy is appropriate for the applicant's needs. 3. Provide the applicant with the Outline of Coverage. 4. Ask where the applicant has another LTC policy in force. - Warn the applicant about the 10-day free-look period. An insured has an Accidental Death & D...

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100 pages

Written in 2023/2024

Grade A+

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Property and Casualty Principles Study Help Chapters 1 through 4 exam questions with 100% Complete Answers 2 Exam (elaborations) Property and casualty Missed practice exam questions with complete solutions 2023 3 Exam (elaborations) Property and Casualty Insurance Pre-Licensing (Louisiana) Chapter 3 Dwelling Policy Notes questions with 100% corre

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19 pages

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61 pages

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Insurance - correct answer the transfer of Pure risk to the insurance company in consideration for a premium must be pure risk and calculable. Pure Risk - correct answer the chance of loss without any chance of gain; insurable Speculative Risk - correct answer possibility for gain or loss; not insurable Risk - correct answer Chance of loss Exposure - correct answer a condition that could result in loss hazard - correct answer something that increases the chance of loss ...

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27 pages

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Grade A+

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