CT Life & Health Insurance Study guides, Class notes & Summaries
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XCEL Solutions Life and Health License Exam With Latest Solutions
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A saving vehicle designed to first accumulate funds and then systematically liquidates the funds - ans -----Deferred annuity 
 
An annuity which is backed by a life insurer's separate account - ans -----Variable Annuity 
 
Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 years, Cindy dies. How many remaining payments will the insurer make to her beneficiary? - ans -----60 payments 
 
An annuitant would like to determ...
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CT Life & Health Insurance ExamQuestions And Verified Answers
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Laura added a children's rider to her life insurance policy. What type of coverage was added? - correct ans----Level term 
 
With life insurance, the needs approach is used primarily in determining - correct ans----How much life insurance a client should apply for 
 
A(n) __________ is a licensee who charges a fee for contracted insurance advisory services. - correct ans----Consultant 
 
Jonas is covered with disability insurance through his employer. The employer pays 75% of the premium,...
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CT LIFE & HEALTH INSURANCE EXAM 2024 (XCEL SOLUTIONS & PROMETRIC) QUESTIONS AND ANSWERS SOLVED 100% CORRECT!!
- Exam (elaborations) • 22 pages • 2024
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CT LIFE & HEALTH INSURANCE EXAM 2024 (XCEL SOLUTIONS & PROMETRIC) QUESTIONS AND ANSWERS SOLVED 100% CORRECT!!
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CT LIFE & HEALTH INSURANCE EXAM 2024 (XCEL SOLUTIONS & PROMETRIC) QUESTIONS AND ANSWERS SOLVED 100% CORRECT!!
- Exam (elaborations) • 22 pages • 2024
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CT LIFE & HEALTH INSURANCE EXAM 2024 (XCEL SOLUTIONS & PROMETRIC) QUESTIONS AND ANSWERS SOLVED 100% CORRECT!!
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CT LIFE & HEALTH INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS
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Laura added a children's rider to her life insurance policy. What type of coverage was added? - correct answer Level term 
 
With life insurance, the needs approach is used primarily in determining - correct answer How much life insurance a client should apply for 
 
A(n) __________ is a licensee who charges a fee for contracted insurance advisory services. - correct answer Consultant 
 
Jonas is covered with disability insurance through his employer. The employer pays 75% of the premium, while...
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CT Life & Health Insurance Exam(XCEL Solutions & Prometric)Questions With Complete Solutions
- Exam (elaborations) • 19 pages • 2024
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CT Life & Health Insurance Exam(XCEL 
Solutions & Prometric)Questions With 
Complete Solutions
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CT LIFE & HEALTH INSURANCE EXAM 2024 (XCEL SOLUTIONS & PROMETRIC) QUESTIONS AND ANSWERS SOLVED 100% CORRECT!!
- Exam (elaborations) • 22 pages • 2024
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CT LIFE & HEALTH INSURANCE EXAM 2024 (XCEL SOLUTIONS & PROMETRIC) QUESTIONS AND ANSWERS SOLVED 100% CORRECT!! 
 
 
Laura added a children's rider to her life insurance policy. What type of coverage was added? Answer - Level term 
 
With life insurance, the needs approach is used primarily in determining Answer - How much life insurance a client should apply for
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CT LIFE & HEALTH INSURANCE EXAM 2024 (XCEL SOLUTIONS & PROMETRIC) QUESTIONS AND ANSWERS SOLVED 100% CORRECT!!
- Exam (elaborations) • 22 pages • 2024
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CT LIFE & HEALTH INSURANCE EXAM 2024 (XCEL SOLUTIONS & PROMETRIC) QUESTIONS AND ANSWERS SOLVED 100% CORRECT!! 
 
 
Laura added a children's rider to her life insurance policy. What type of coverage was added? Answer - Level term 
 
With life insurance, the needs approach is used primarily in determining Answer - How much life insurance a client should apply for 
 
A(n)	is a licensee who charges a fee for contracted insurance advisory services. Answer - Consultant 
 
Jonas is covered with disabi...
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CT LIFE & HEALTH INSURANCE EXAM 2024 (XCEL SOLUTIONS & PROMETRIC) QUESTIONS AND ANSWERS SOLVED 100% CORRECT!!
- Exam (elaborations) • 22 pages • 2024
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CT LIFE & HEALTH INSURANCE EXAM 2024 (XCEL SOLUTIONS & PROMETRIC) QUESTIONS AND ANSWERS SOLVED 100% CORRECT!! 
 
 
Laura added a children's rider to her life insurance policy. What type of coverage was added? Answer - Level term 
 
With life insurance, the needs approach is used primarily in determining Answer - How much life insurance a client should apply for 
 
A(n)	is a licensee who charges a fee for contracted insurance advisory services. Answer - Consultant 
 
Jonas is covered with disabi...
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CT Life & Health Insurance Exam Questions and Answers Already Passed
- Exam (elaborations) • 42 pages • 2024
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CT Life & Health Insurance Exam Questions and Answers Already Passed 
Laura added a children's rider to her life insurance policy. What type of coverage was added? Level term 
With life insurance, the needs approach is used primarily in determining How much life insurance a client should apply for 
A(n) __________ is a licensee who charges a fee for contracted insurance advisory services. Consultant 
Jonas is covered with disability insurance through his employer. The employer pays 75% of the p...
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