- Study guides, Class notes & Summaries

Homeowners "Insured" - ANS - You - Residents who are: a) Relatives b) <21 and in your care -Full time student: a) <24 and relative b) <21 and in your care Coverage B - What's Covered? - ANS Other Structures - Things on residence premises not attached to building, or connected only by fence, wire, wall - Not for business use - Not rented,unless only as a garage Perils Not Insured by HO-3 for A and B - ANS - Collapse - Freezing of plumb...

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7 pages

Written in 2023/2024

Grade A+

DocLaura

Recipients of allogeneic hematopoietic stem transplantation (HSCT) should be placed in rooms with how many air exchanges per hour? 3 5 10 12 - ANS 12. A greater number of air exchanges per hour prevent opportunistic infections among stem cell transplant recipients Because of the increased risk of infection with parenteral nutrition, the maximum infusion time for a parenteral lipid bag to run is? 6 hours 12 hours 18 hours 24 hours - ANS Maximum 12 hours. Lipid e...

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25 pages

Written in 2023/2024

Grade A+

DocLaura

What is an exception to the two midnight rule - ANS Patient admitted for a procedure that can only be performed as an inpatient procedure leaving on day 2 Which of the facility is not an inpatient facility - ANS ASC How many days are covered by Medicare for skilled nursing facilities - ANS Up to 100 days What is the average length of stay in long-term care hospitals - ANS Greater than 25 days Which services are covered under Medicare part A - A...

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9 pages

Written in 2023/2024

Grade A+

DocLaura

Identify the Specific Rights & Responsibilities of the First Named Insured (Objective #1) - ANS 1- Cancel Policy 2- Receive Notice of Cancellation 3- Make Changes to Policy (with Insurer Consent) 4- Payment of Premiums 5- Payee for Returned Premium Compare and Contrast the Occurrence Form with the Claims Made Form, as to what activates coverage (Learning Objective #2) - ANS Occurrence Form: - BI/PD must occur during the policy period - P/Adv committed during policy p...

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11 pages

Written in 2023/2024

Grade A+

DocLaura

Other structures are excluded from coverage under the HO-3 when they are: Smaller than 100 square feet or larger than 1,000 square feet Smaller than 100 square feet or larger than 500 square feet Used for storage purposes Used for business purposes - ANS Used for business purposes is correct. EXPLANATION: When the other structures are used for business purposes they are not covered under the homeowner form. This structure and its contents could be covered under a commercial ...

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32 pages

Written in 2023/2024

Grade A+

DocLaura

Articles of incorporation - ANS Bring the corporation into existence, define its basic purposes and powers, indicate whether stock will be issued, and indicate whether there will be a board of directors Bylaws - ANS Formally adopted governing regulations for the administration and management of a community association CC & Rs (Covenants, Conditions & Restrictions) - ANS The governing documents that dictate how the homeowners association operates and what...

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15 pages

Written in 2023/2024

Grade A+

DocLaura

The bacterium most likely to be transmitted from mother to infant during labor and cause neonatal sepsis is: - ANS Group B Streptococcus Which of the following is an example of criterion of "Strength of the Association" from Hill's criteria for causation? - ANS In a study of the association between antibiotic exposure and development of infection, the odds ratio was 2:3 Which of the following rules should be followed when collecting stool samples for testing? - ANS...

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14 pages

Written in 2023/2024

Grade A+

DocLaura

Which of the following is NOT a form of medical insurance? -Business overhead expense -Surgical expense -Hospital expense -Long term care - ANS Business overhead expense (Explanation:Business Overhead Expense insurance is designed to reimburse a business for overhead expenses in the event a business owner becomes disabled. Expenses such as rent, utilities, telephone, equipment, employees' salaries, etc.) All of the following are state or federal government programs that provide...

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61 pages

Written in 2023/2024

Grade A+

DocLaura

What are the minimum requirements to become a licensed producer in SC? - ANS 1 At least 18 years old 2 Be of good moral character 3 No criminal history - Background check 4 Pay fees 5 Take/pass Exam What documentation is required by SC Department of Insurance to process your application? - ANS 1 Figure print/background check 2 Exam results 3 paid fees How does a Producer become an Agent? - ANS Producer + appointment = Agent Name the 3 types of i...

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16 pages

Written in 2023/2024

Grade A+

DocLaura

Explain the difference between strategy, strategic planning, and strategic plan - ANS -strategy: thoughtful, deliberate plan of action; chooses to be clear about the company's direction in relation to what is happening in a dynamic environment; answers the question "how?" as in how will we achieve our aim of creating and nurturing a successful insurance company -strategic planning: the process used to create the strategic plan; runs an ERM analysis, which determines risk and oppor...

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42 pages

Written in 2023/2024

Grade A+

DocLaura

CIC - Homeowners Study Guide 2024 Questions With 100% Correct Answers!!

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7 pages

Written in 2023/2024

Grade A+

EvaTee