- Study guides, Class notes & Summaries

Loan-to-Value Ratio (LTV) - correct answerThe percentage of the lesser of the appraised value or sales price that the lender will lend. ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. Package Mortgage - correct answerIncludes both real and personal property ( fixtures and furnishings) Blanket Mortgage - correct answerCovers more than one piece of property. Wraparound Mortgage - corr...

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brokerage - correct answer -the aspect of the real estate business that pertains to overseeing the needs of the parties and completing a transaction; a brokerage transaction may or may not involve agency relationships The role of a property manager - correct answer -Generally responsible for the day to day operations of the property, maintenance, and tenant relations How are home inspectors licensed? - correct answer -Home inspectors are licensed in Texas by TREC. Real Estate Developmen...

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