Accident and health Guides d'étude, Notes de cours & Résumés

ACCIDENT AND HEALTH INSURANCE EXAM QUESTIONS/231 QUESTIONS AND ANSWERSH has suffered a covered disability away from her job and will shortly begin collecting benefits. The insurer sends a letter to H stating that she will not receive any benefit amounts greater than her income. This clause is known as: A: Over-insurance clause B: free look C: relation of earning to insurance D: relation of economic value - -C: relation of earning to insurance -The insured should be aware of the issue ...

Which type of coverage pays the operating costs of a small business when the owner becomes disabled? - ANSWERSCorrect answer: Business overhead expense disability insurance A group conversion option may be used in all the following instances EXCEPT - ANSWERSCorrect answer: a life-changing event, such as marriage, divorce, or childbirth. Which of the following is a characteristic of Preferred Provider Organizations (PPOs)? - ANSWERSCorrect answer: prearranged costs for services rendered ...

H has suffered a covered disability away from her job and will shortly begin collecting benefits. The insurer sends a letter to H stating that she will not receive any benefit amounts greater than her income. This clause is known as: A: Over-insurance clause B: free look C: relation of earning to insurance D: relation of economic value - ANSWERSC: relation of earning to insurance The insured should be aware of the issue date upon delivery a policy and the date should be listed on: A: the...

Sally is considering her Medicare options. She understands that to enroll in Medicare Part B, she will have to pay a monthly premium. Since she is healthy, she is considering delaying her enrollment until later. Will she be able to enroll at a later date? 1.Yes, she can enroll at anytime in the future 2.Yes, however; she would have a permanent premium penalty when she does enroll 3.No, this is a take or leave it situation 4.Yes, but she would have to show evidence of good health. - ANSWERS...

Group Insurance - ANSWERS- the employer is the owner and receives the master contract - the employees are certificate holders which outlines the details of it - underwriting is much more liberal because its a large group and probably wont have adverse selection - if you want to get in at another time, employee has to show insurability What do you need to get Social Secutiry - ANSWERS- You have to work for 40 qtrs or 10 years Insurance Definition - ANSWERS- Transfer of ris...

Accident and Health Insurance Exam Questions/ 231 Questions and Answers/Accident and Health Insurance Exam Questions/ 231 Questions and Answers/Accident and Health Insurance Exam Questions/ 231 Questions and Answers

Accident and Health Insurance Exam Questions/ 231 Questions and Answers/Accident and Health Insurance Exam Questions/ 231 Questions and Answers/Accident and Health Insurance Exam Questions/ 231 Questions and Answers

Accident and Health Insurance Exam Questions/ 231 Questions and Answers/Accident and Health Insurance Exam Questions/ 231 Questions and Answers/Accident and Health Insurance Exam Questions/ 231 Questions and Answers

PSI LIFE, ACCIDENT AND HEALTH PRACTICE EXAM (LATEST 2022 – 2023) 100% CORRECT

Pre-Final Exam - New York Life, Accident and Health Exam (Latest 2022 – 2023) Verified & Correct What happens when an initial offer is answered with a counteroffer? - Answer - Initial offer is void According to the Affordable Care Act (ACA), dependent children may remain on their parent's plan until what age? - Answer - Age 26 The premiums paid by an employer for his employee's group life insurance are usually considered to be - Answer - tax-deductible to the employer A family...