Student loan debt Samenvattingen, Notities en Examens
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ECO 110 UNIT 1 Milestone 1 - Questions with 100% Correct Answers | Latest Version 2024 | Verified - Correct Answers Highlighted in Yellow
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ECO 110 UNIT 1 Milestone 1 - Questions with 100% Correct Answers | Latest Version 2024 | Verified 
1 
Rhian is an investment consultant and advises his clients on how to invest their savings. Keep in mind that returns on stock market investments are not guaranteed and are uncertain. 
 
 
To which of these clients should Rhian recommend investing in the stock market? 
 
 
 
 
Angela, 24, who works at a law firm and has a steady annual income 
 
 
 
 
Meredith, who receives a monthly income from ...
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Wise Test Questions & Answers 2024
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Wise Test Questions & Answers 2024 
 
 
It is usually a good idea to borrow for - ANSWER-Something that increases in value over time 
 
A person generally pays a lower interest rate on a car loan then on a personal loan because the - ANSWER-Car is collateral for the loan 
 
Who is most likely to use the service of a non-Bank consumer finance company - ANSWER-Individuals who cannot get a loan from a bank or credit union 
 
Which financial advisor is recommending a long-term investment that lowers...
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Xinnix Final Exam Questions and Answers with Verified Solutions
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Xinnix Final Exam Questions and Answers 
with Verified Solutions 
A veteran has the ability to transfer a portion of their entitlement to another veteran. - Answer ️️ 
-False 
1. Gross rent may be considered effective income when an applicant is planning to rent their 
current residence after closing on the purchase of their new home. - Answer ️️ -False 
Based on the following scenario, does the borrower qualify within FNMA guidelines? 
PITI: $1,725 monthly 
Income: $7,000 
Debt: $700 ca...
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Personal Finance 2023 Exam Review (Updated) 100% Correct
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Personal Finance 2023 Exam Review 
(Updated) 100% Correct 
What is the first foundation? 
a.) pay cash for college 
b.) build wealth and give 
c.) save a $500 emergency fund 
d.) open a checking account 
c.) save a $500 emergency fund 
What is financial literacy? 
a.) The skills to read financial documents for personal finance classes, goals, and 
statements 
b.) The knowledge and skill base necessary for people to be informed consumers and 
manage their finances effectively 
c.) The content p...
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Xinnix Final Exam Questions with 100% Correct Answers
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A veteran has the ability to transfer a portion of their entitlement to another veteran. Correct Answer False 
 
1. Gross rent may be considered effective income when an applicant is planning to rent their current residence after closing on the purchase of their new home. Correct Answer False 
 
Based on the following scenario, does the borrower qualify within FNMA guidelines? 
PITI: $1,725 monthly 
Income: $7,000 
 
Debt: $700 car payment, $375 student loan ($2,250 balance), $170 credit card pa...
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NMLS - Champion Test Questions and Answers Graded A 2024
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Which law regulates the activities of consumer reporting agencies and users of consumer credit reports? - FCRA 
 
Which agency manages the National Do Not Call Registry? - Federal Trade Commission 
 
Which act led to the Nationwide Mortgage Licensing System and Registry for the residential mortgage industry? - The SAFE Act 
 
Under ECOA, providing different terms of financing for a potential borrower who has poor credit scores due to a recent bankruptcy is considered? - Acceptable 
 
Which law s...
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HUD EXAM PREP 2023 WITH 100% CORRECT ANSWERS
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Types of Credit Used 
Student loan or credit cards only 
 
 
 
FAKO scores 
purchase score which are educational score 
 
 
 
Fair Credit Reporting Act FCRA 
what is in file/dispute/remove 30 days/remove bad 7 yrs/bk 10 yrs/access limited/damages from violators/state rights 
 
 
 
Fair and Accurate Credit Transactions Act FACTA 
free cbrs/fraud alert/truncate cc #s 
 
 
 
Fair Credit Billing Act (FCBA) 
dispute bill error/mail 60 days/creditor 30 days acknowledge and 90 days research. billed tim...
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HUD EXAM PREP COMPLETE QUESTIONS and ANSWERS!
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HUD EXAM PREP COMPLETE QUESTIONS and ANSWERS! 
 
Types of Credit Used - ANSWER Student loan or credit cards only 
 
FAKO scores - ANSWER purchase score which are educational score 
 
Fair Credit Reporting Act FCRA - ANSWER what is in file/dispute/remove 30 days/remove bad 7 yrs/bk 10 yrs/access limited/damages from violators/state rights 
 
Fair and Accurate Credit Transactions Act FACTA - ANSWER free cbrs/fraud alert/truncate cc #s 
 
Fair Credit Billing Act (FCBA) - ANSWER dispute bill error/m...
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Xinnix Final Exam Questions and Answers with Verified Solutions
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A veteran has the ability to transfer a portion of their entitlement to another veteran. False 
1. Gross rent may be considered effective income when an applicant is planning to rent their 
current residence after closing on the purchase of their new home. False 
Based on the following scenario, does the borrower qualify within FNMA guidelines? 
PITI: $1,725 monthly 
Income: $7,000 
Debt: $700 car payment, $375 student loan ($2,250 balance), $170 credit card payments ($1,530 
balance No 
YTD pay...
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Wise Practice Test Exam Questions With 100% Correct Answers 2024/2025
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Wise Practice Test Exam Questions With 
100% Correct Answers 2024/2025 
One of Andre's seldom-used credit cards has been stolen without his knowledge. When he gets 
his monthly statement, he realizes that someone else has been using the card and reports it stolen. 
The maximum amount of the unauthorized purchases he is he liable for is: c.The total 
amount b.$50 d.$25 - answerB 
Why is term life insurance usually the least expensive type of life insurance? 
a. 
The policy only pays a death ben...
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