Smartmindus

Physical damage coverage under a garage policy is a blanket limit for covered auto, an accurate statement? - Yes; The dealer's physical damage limit would be done on a blanket limit basis. This would apply to comprehensive and collision losses to the auto inventory of the dealer. This is done because it is simply not practical to schedule each dealer owned vehicle for physical damage. This is generally accomplished by the use of a monthly reporting form. An insured owns a motorcycle, a mop...

ISO (Insurance Services Office) - ISO creates standardized property and casualty insurance policies that are approved by states and used as a standard policy for insurers. -they can be modified to comply with state regulations -may be modified to a degree for insurance companies to create their own policy form define insurance - Insurance transfers the risk of loss from an individual or business entity to an insurance company, which in turn spreads the costs of unexpected losses to many in...

Bailee - An individual or organization who has taken into its care, custody, and/or control the property of another for servicing, repair, or storage Hazard - Something that increases the chance or likelihood of a loss occuring. (physical or moral or morale) Market Value - A property policy provision that changes the valuation method otherwise applicable (ACV or RV) to a valuation method that allows reimbursement to the insured, according to the price a willing buyer would pay for the prop...

Active Ingredient (a.i.) - A chemical in a pesticide product that affects or controls the target pest Acute Effects - Illnesses or injuries that appear soon (within 24 hours) after exposure to a pesticide or combination of pesticides Allergic Effects - Harmful effects, such as a skin rash or asthma, that some people develop when exposed to a substance that does not cause the same reaction in others Brand Name - The trademarked name given to a pesticide product by the manufacturer. It ofte...

Active Ingredient (a.i.) - A chemical in a pesticide product that affects or controls the target pest. Application Rate - The amount of pesticide applied to a given area. Band Application - Application of a pesticide to a long, narrow strip (ex. over or between crop rows). Broadcast Application - Uniform application of a pesticide to a wide or large area. Calibrate - To measure the delivery rate and distribution of application equipment; to adjust application equipment so the desired amou...

DD 2766 - ADULT PREVENTIVEAND CHRONIC CARE FLOW SHEET NAVMED 6230/4 - ADULT IMMUNIZATIONS RECORD (REPLACED SF 601) NAVMED 6000/2 - CHRONOLOGICAL RECORD OF HIV TESTING DD 771 - EYE WEAR PRESCRIPTION NAVMED 6470/10 - RECORD OF OCCUPATIONAL EXPOSURE TO IONIZING RADIATION NAVMED 6470/11 - RECORD OF EXPOSURE TO IONIZING RADIATION FROM INTERNALLY DEPOSITED RADIONUCLIDES DD FORM 2215 - REFERENCE AUDIOGRAM DD FORM 2216 - HEARIN

A "certification of license status" report can be run on any currently licensed New Jersey producer, but can only contain information on formal disciplinary actions taken within the past - 4 Years What is not an additional cause of loss in broad form commercial property policies - Replacement Cost An installation floater is used to insure - Appliances intended to become a permanent part of the building. The list of lines of insurance for which there is no reasonable or adequate market i...

the one basic characteristic of any type of insurance is that the insured is returned to the same status that existed prior to the loss, but without a chance for gain or profit - true which of the following coverages does an open peril policy provide? - perils other than those specifically named as being excluded determine the actual cash value in the following situation: original price of office equiptment when purchased 8 years ago- 9,000. depreciated amount at time of fire-5,000 current ...

Dwelling Policy - Only insures property DP-1 - Basic Form DP-2 - Broad Form DP-3 - Special Form Dwelling Coverage A - Dwelling- Covers dwelling, structures attached to dwelling, and materials/supplies for the dwelling. Dwelling Coverage B - Other Structures- Insures buildings on premise but separate from the dwelling. Dwelling Coverage C - Personal Property- Covers the insured's personal property and must be requested. If rental property, a tenant's property is not covered. Dwelling ...

Insurance - The TRANSFER of financial responsibility associated with a potential of a loss (risk) to an insurance company, which in turn spreads the costs of unexpected losses to many individuals. Insurance - Contract in which one party agrees to indemnify the other party against loss, damage, or liability arising from an unknown event. Indemnify - Compensate (someone) for harm or loss: "insurance carried to indemnify the owner for loss". Insurable Interest - The insured must have an in...

What are the methods of managing risk? - Avoidance, transfer, sharing, retention, reduction What is the fee a person pays an insurance company to receive coverage? - Premium Self -insuring is typically used for what type of insurance? - Workers compensation A tornado that destroys a property would be an example of what? - Peril A state-issued document empowering an insurance company to become an admitted insurer is called what? - Certificate of Authority Why are the three types of hazards...

Newton's definition of a role - norm governed pattern of action in accord w/social expectations What are the 4 elements of any role (Newton) - 1. private image 2. public image 3. private ideal 4. public ideal 3 separate problems for the autonomous role of nurses (Newton) - 1. public image is negative 2. private ideal vs. public image 3. private ideal vs. public ideal 1. public image is negative - (nurses are) uneducated & incapable of good work 2. private ideal vs. public image - nur...

Applications of a wet mount include which of the following? - True assessment of motility, size and morphology The total power of magnification is calculated by the product of the separate powers of the ______ lens and the ______ lens. - objective and ocular staining involves ______. - Applying colored dyes to specimens Place the following types of microorganisms into order from largest to smallest, with the largest at the top. - 1. Protozoans 2. Bacteria 3. Viruses Which of the followi...

Different types of culture ___________ provide nutrients for microbial growth and can be designed to support the growth of certain microbes while inhibiting the growth of others. - media Procedures designed to reduce the likelihood of contamination while manipulating microbial cultures are termed __________ technique. - aseptic The ________________ _________________ is a property used to classify media and refers to the medium's normal consistency, be it liquid, solid, or solid. - physica...

The therapeutic Index is the ratio of the _____________ does of the drug to its ____________ dose that is used to assess the safety and reliability of the drug. - toxic; effective The production of beta-lactamases is responsible for - drug inactivation Resistance to which of the following drugs develops when microbes deviate from the usual pathway that leads to the production of folic acid? - -Trimethoprim -Sulfonamides Order the steps involved in testing a microbe for susceptibility to an...

Which defines an intracellular, membrane-bound component of a eukaryotic cell? - Organelle The __________ theory is used to describe the origin of some eukaryotic organelles? - endosymbiosis A group of tissues that work together is called an __________________. - Organ Which of the following organisms are eukaryotic? - - Helminths - Fungi - Protozoa - Alage True or False: All eukaryotic are microscopic. - False _____________ is the type of eukaryotic cell division that reserves the chr...

To move towards a chemical attractant by flagellar motion is referred to as positive __________. - chemotaxis A type of glycocalyx called the _________ is loosely attached to the bacterial cell and protects it from dehydration and loss of nutrients. - slime layer Which of the following are components of the peptidoglycan layer of the cell wall? Choose two. - Protein and carbohydrate Order the following events in biofilm formation. - 1. Sticky surface texture attracts single cells. 2. Col...

diseases caused by toxins produced by other organisms. - Toxinoses Although scientists believe fetuses may be seeded with normal biota during gestation, babies born by ____________ section typically become colonized by adult skin biota. - cesarean Infectious agents can travel to their targets through - -Nerves -The lymph -The bloodstream -Cerebrospinal fluid Place Koch's postulates in the correct order: - 1. Find evidence of a particular microbe in every instance of a disease. 2. isola...

The process of shifting the ribosome down the mRNA to read new codons is termed ___________. - Translocation _______________ _______________ is the enzyme that transcribes DNA into RNA - RNA Polymerase Which two of the following statements regarding tRNA structure are correct? - - tRNA has regions that are double-stranded RNA. - The overall structure is termed a cloverleaf. Horizontal gene transfer - Transfer of DNA from a source other than the parent organisms. Vertical gene transfer -...

The process of shifting the ribosome down the mRNA to read new codons is termed ___________. - Translocation _______________ _______________ is the enzyme that transcribes DNA into RNA - RNA Polymerase Which two of the following statements regarding tRNA structure are correct? - - tRNA has regions that are double-stranded RNA. - The overall structure is termed a cloverleaf. Horizontal gene transfer - Transfer of DNA from a source other than the parent organisms. Vertical gene transfer -...