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Risk management The process of making and implementing decisions that will minimize the adverse effects of accidental losses on an organization Loss prevention A risk control technique that reduces the frequency of a particular loss Loss reduction A risk control technique that reduces the severity of a particular loss Exposure unit A fundamental measure of the loss exposure assumed by an insurer Property-casualty insurance One of the two main sectors of the insurance industry, en...

Arbitration An alternative dispute resolution (ADR) method by which disputing parties use a neutral outside party to examine the issues and develop a settlement, which can be final and binding. Attachment The act of seizing property to secure a judgment. Catastrophe A single event that causes widespread losses. Civil law A classification of law that applies to legal matters not governed by criminal law and that protects rights and provides remedies for breaches of duties owed to other...

Which one of the following best describes real property? Select one: A. Property being shipped to or from others. B. Business personal property that includes furniture, machinery and equipment, and stock/inventory. C. Tangible property that includes land, structures permanently attached to the land, and whatever is growing on the land. D. Vehicles, merchandise, furniture, tools, and similar items. C. Tangible property that includes land, structures permanently attached to the...

Loss exposure any condition or situation that presents a possibility of loss, whether or not an actual loss occurs Choose an answer 1 Loss exposure 2 Premium 3 Principle of indemnity 4 Life-health insurance Don't know? 8/4/25, 9:33 PM AINS 101 Exam Prep Flashcards | Quizlet the price of the insurance coverage provided for a specified period Indemnify to restore a party who has sustained a loss to the same financial position that party held before the loss occurred Insured any ...

As a single mother on a very tight budget, Ciara is tempted to skimp on her insurance. However, her friend Mehmet tells her not to skimp on insurance, because it will help manage her cash flows. Which one of the following examples best illustrates Mehmet's point? A. Ciara needs her car to get to her job, and she needs her job to make car payments and pay for her car insurance. B. When her car's windshield breaks, Ciara has to pay only $100 of the $600 cost of replacing i...

when selecting a distribution channel, which one of the following is important consideration with regard to customer needs and characteristics Which of the following statements is correct regarding characteristics of ideally insurable loss exposures ideally, loss exposures should be spread across a large number of similar exposure units within the same period The type of insurance that provides periodic income payments to an insured who is unable to work because of sickness or ...

A patient with acute renal failure should receive... a high calorie diet that is low in protein and may be low in potassium and sodium. a high calorie diet high in potassium and protein. a low calorie diet high in carbohydrate and proteins. a low calorie diet high in sodium, potassium and fats. a high calorie diet that is low in protein and may be low in potassium and sodium. It is preferred that the mental health client be cared for at home for which of the following reasons...

The client's hematocrit is 39% following a hysterectomy. There is no unusual post op bleeding. Which action by the Psychiatric Technician would be most appropriate for this client? Notify the physician; take no other action. The Psych Tech is preparing to make a bed occupied by the client. Which of the following is the first action to be taken by the Psych Tech? Place the bed at waist level. 8/4/25, 9:14 PM MENT 56: (CAPT) Psychiatric Technician State Board Review Exam Flashca...

A patient who has a history of seizure disorder may be prescribed: topamax Which action should a Psychiatric Technician take if a client known to carry hepatitis B scratched another client's arm? wash the affected area with soap and water and take client to an urgent care center. When educating a client diagnosed with bipolar disorder, the Psychiatric Technician would explain that repeat hospitalization occur most often due to: noncompliance The patient with diabetes tells ...

The Psychiatric Technician can best assist an individual of a different culture adjust to life in a new community by: a. Encouraging the detachment from family and friends. b. Becoming familiar with the client's communication patterns. c. Describing the new customs in the community. d. Immersing the individual in the dominant culture. b. Becoming familiar with the client's communication patterns. 8/4/25, 9:06 PM CA PT Board Exam Review - Psychiatric Nursing Flashcards | Q...

2. How often and what dosage is alprazolam (Xanax) given to clients? A. 0.25-1.0 mg. b.i.d. B. 0.25-0.5 mg. t.i.d. C. 0.5-1.0 mg. t.i.d. D. 0.5-1.0 mg. q.i.d. B: 0.25-0.5 mg t.i.d. The rationale for this dosage is as follows: Individualized treatment: The dosage of alprazolam can vary depending on factors such as the severity of the anxiety disorder, the patient's response to the medication, and their medical history. It is essential for healthcare providers to tailor the dosage ...

The most effective nursing strategy to prevent infection would be to wash hands before and after any direct client contact The highest achievable total score in the Apgar scoring system for newborn babies is 10 The physician needs to know the oral temperature of a client. The client recently smoked a cigarette. The psychiatric technician would wait how many minutes before taking the client's oral temperature? 15 minutes The physician now needs a pedal pulse from the same ...

What is the purpose of the AIMS test? It identifies the severity of a seizure or tardive dyskinesia. A male patient, 51-yearsold, has been diagnosed with Major Depression. He been isolating in his room since he was admitted to the hospital three days ago. A group that focuses on feeling is about to begin. The psychiatric technician enters the patient's room and states: "I'm going to escort you to the Feelings Group that is starting soon." When does stuttering typical...

How many members does the Board of Dentistry consist of? 11 members total; 8 dentists 1 Dental hygienist 2 public members How is the dentist hygienists member elected to the Board? elected at large by the dental hygienists residing in the state who are legally licensed to practice dental hygiene. How are the public members elected to the Board? the two public members shall be appointed by the Governor, subject to confirmation by the Senate How long much a dentist or dental hyg...

Define Direct Supervision The supervising dentist is in the dental office or treatment facility and during the appt. They personally examine the patient, diagnoses any conditions that need to be treated , and authorizes the procedures to be performed by a dental hygienist, dental assistant, or oral maxillofacial surgery assistant. The supervising dentist is continually on site and physically present when the procedures are being performed. Before the dismissal of the patient, they evalu...

In a single anchor bendix drum type rear brake the secondary lining is longer than the primary Compared to the secondary shoe lining areas of drum brakes, the primary shoe lining area is: smaller and goes toward the front of the car During a brake overhaul, you notice that the brake fluid seems to be very dirty and dark in color. What should you do? flush the system before the new parts are installed In order to bleed the system on a vehicle equipped with power brakes: None of ...

WHICH OF THE FOLLOWING IS TRUE ABOUT ADJUSTING VALVE TAPPET CLEARANCE A. THE VALVE TAPPET CLEARENCE ON A HIGH MILEAGE EGINE SHOULD BE ADJUSTED TIGHTER THAN SPECIFICATIONS FOR A NEWLY REBUILT ENGINE. B. VALVE TAPPET CLEARANCE SHOULD BE ADJUSTED ATTDC ATTHE END OF THE COMPRESSION STROKE. (CORRECT AWNSER) C. VALVE TAPPET CLEARANCE SHOULD BE ADJUSTED AT BDC ATTHE END OF THE EXHAUST STROKE. D. NONE OF THE ABOVE. (NOT CORRECT AWNSER) THE HYDRAULIC LIFTERS ARE NOISY AT HIGHWAY SPEEDS ...

Most 1995 & newer vehicles use which of the following types of wheels bearings on non-drive wheel? Sealed non-serviceable to test a vacuum power brake booster in the vehicle, you should pump the brake pedal at least 4 times, hold the brake pedal depressed, and start the engine. the brake pedal should: drop slightly and remain firm You are installing a set of brake shoe linings that are not the same length. Traditionally, the primary shoe lining is: Smaller and goes towards th...

One of the primary tasks of the Electric Station Operator is the __________ of high voltage circuits. switching Electrical current may flow across the contacts of ____ to ____ electrical switches before it reaches the consumer. 50 100 The __________ operation of these electrical switches can pose a serious hazard to personnel, can cause destruction of expensive power system equipment, and can cause unnecessary interruption of electrical service to consumers. improper Electr...

Can mold be found anywhere? yes, they can grow on virtually any organic substance (food) What is needed for mold to to grow? moisture and oxygen must be present What is the key to mold control? Moisture control According to the EPA, what is the ideal RH? 30 - 50% (below 60%) If water is detected how quickly should it be cleaned and dried to prevent mold growth? within 48 hours What are the EPA regulations for mold? There are no EPA regulations for mold What is PPE? personal ...