Profmary

When must navigation lights be displayed? from sunset to sunrise AND during periods of restricted visibility How does the effect of alcohol consumed while boating compare to the effect on land? much greater effect while boating How do you avoid overloading your vessel? Don't allow the load weight or number of passengers to exceed the maximum stated on the capacity plate A boat's capacity plate gives the maximum weight and/or number of people the boat can carry safely in certain weather ...

All employers who apply for approval to self insure shall pay an application fee based on what? The number of employees What is the application fee for a company with 1000 or more employees? $500.00 If an employer is approved to self insure from the director, what happens to the application fee? The application fee is applied as a credit to reduce the amount of the assessment apportioned to that employer pursuant to subdivision (b)3 of this section Non Work related injuries that are not co...

Deed of Trust Loan Deed wherein legal title in real property is transferred to a trustee, which holds it as security for a loan Factors influencing real estate supply - Labor force availability - Construction and material costs - Government controls - Govt. financial policies Factors influencing real estate demand - Population - Demographics - Employment and wage levels Realtor Member of the National Association of Realtors

Who revokes an adjusters license in Rhode Island? Insurance Commissioner While driving a rental car the insured wrecks it. Where is payment made under? Part A- Property Damage UMPD has what deductible? $200 UMPD deductible is not applied if you are struck where? Rear of the car State minimums in RI are: 25/50/25 RI has what type of negligence for auto claims? Pure comparative How many days do you have to mail forms after a loss is reported? 10 day

Recovery A process of change through which individuals improve their health and wellness, live a self-directed life, and strive to reach their full potential. SAMSHA Substance Abuse and Mental Health Service Administration Personal Recovery What people experience themselves as they become empowered to manage their mental illness and or substance use disorder in a manner that allows them to achieve a meaningful life and a positive sense of belonging in their community. 4 Dimensions of Recov...

Pre- Driving Habits 1. Adujust the seat 2. Adjust the inside and outside mirrors 3. Adjust the venitlation 4. Lock doors 5. Fasten and adjust your sesatbelt 6. Ask passengers to fasten their seatbelts 7. Check in front and behind the car for objects, animals, or persons in your path 8. Clear your car of snow and ice. Braking Distance The distance your vehicle travles from the time the brakes are applied to the time that the vehicle is brought to a stop. Velocitizing occurs when you being t...

Commercial licensing regulation Promote the general welfare of the citizens of Rhode Island so that the public interest most effectively be served Clock hour at least fifty minutes of classroom instruction Promptly shall mean not more than 10 calendar days Principal broker 1. act in supervisory capacity for every real estate transaction 2. be responsible for the compliance of his or her affiliated licensees 3. responsible for the compliance of his or her non-licensed employees 4. Shall ma...

Real estate recovery act Dept of business regulation establishes this account Covers anyone aggrieved by an act, misrepresentation, transaction or conduct of a licensed real estate broker upon the grounds of fraud, misrepresentation or deceit may recover no more than 50000 per one license Can't be used to reimburse any broker or salesperson Agents pay a fee for the deposit in the real estate recovery fund when they first get their license Dec 31 of any year if the recovery fund is less th...

What is the greatest hazard for a driver? alcohol The legal drinking age in Rhode Island is? 21 Drunk Drivers cause more than: 1/2 of the collisions in which someone is killed How many people die each year in alcohol related collisions in the USA? more than 25,000 If you refuse to take a chemical test your license will be suspended for a minimum of how long? 180 days Collisions must be reported if damage is in excess of? $1,000 A Limited Instructional Permit is valid for how long? one yea...

How many days does the insurer have to send out forms when notified of accident? ten days At what time is the policy effective? 12:01 am What are the financial responsibility limits in Rhode Island? 25/50/25 By virtue of payment, the insurance company assumes the rights of the insured to pursue the responsible party for damages only to the extent of the insurance company's payment, and as a service, the insurance company will attempt to recover the insured's deductible. What does this d...