Nathan2002

What assets are often chracterized as traditional by some and alternatives by others in: hedge funds, private equity, and real assets - ANSWER-Hedge Funds: Liquid alternative mutual funds Private Equity: Closed-end funds with illiquid holdings Real Assets: Public real estate and public equities of corporations with performance dominated by stable positions in real assets 4 major methods of analysis that distinguish the analysis of alternative investments from trad. investments - ANSWER-...

Fundamental to establish suitability - ANSWER-identify investor constraints The Code and Standards recommends the following procedures to minimize the probability of incidents in which Standard I(B) is violated: - ANSWER-Protect the integrity of opinions Create a restricted list Restrict special cost arrangements Limit gifts Restrict investments Review procedures Establish an independence policy Appoint an officer with oversight responsibilities for compliance with the firm's code of ...

Insurance plays an important role in managing financial risk. The main purpose of Insurance is to: A. Enable the consumer to obtain loan or mortgage. B. Provide employment and investment capital. C. Allow spread of risk. D. Reduce losses through loss prevention and loss reduction. - ANSWER-C. Allow spread of risk. When the insurer terminates an insurance policy, ALL of the following conditions apply, EXCEPT one. Pick the exception: A. The insured is entitled to 15 days' written ...

1. To "Bind a Risk" means: a. Having authority from the Insurer to put insurance in force b. Finding a company willing to give a quote on a risk c. Getting underwriting information from a client d. Automatically renewing an existing policy - ANSWER-a. Having authority from the Insurer to put insurance in force "Subrogation"d means: a. The right of the insurance company to recover payments made under the policy from another person who is legally responsible for the loss b. The am...

The major function of insurance is: a. To reduce the cost of the losses b. To share the losses of the few among the many c. The safeguard the interest of mortgages d. To serve as a basis of existing credit system - ANSWER-b. To share the losses of the few among the many A peril if best defined as: a. The chance of a loss b. The occurrence of a loss c. The cause of a loss d. The result of a loss - ANSWER-c. The cause of a loss Indemnify means: a. Returning the premium of the ...

Your client has made application for "appraisal". The intent of the appraisal process is to settle the dispute between your client and the insurer regarding the: a. Amount of the settlement being offered b. Denial of insurance coverage under the policy c. Right of the insured to purchase the salvage after an insured loss d. Premium charged to coverages being provided by the insurer - ANSWER-a An indifferent attitude towards losses because of the presence of insurance indicates the prese...

Which of these statements concerning an individual Disability Income policy is TRUE? - ANSWER-Normally includes an Elimination period Which health policy clause stipulates that an insurance company must attach a copy of the application to the policy to ensure that it is part of the contract? - ANSWER-Entire contract M is insured under a basic Hospital/Surgical Expense policy. A physician performs surgery on M. What determines the claim M is eligible for? - ANSWER-Determined by the terms of...

After administering 0.3 mg of epinephrine via auto-injector to a 22-year-old female with an allergic reaction, you note improvement in her breathing and dissipation of her hives. However, she is still anxious and tachycardic. You should: A. contact medical control and obtain authorization to administer another 0.3 mg of epinephrine. B. transport her rapidly, as it is obvious that she is having a severe reaction to the epinephrine. C. monitor her closely but recall that anxiety and tachycardia...

To qualify for "Brain Injury Long Term Care", a person must not show progress for how long to standard rehab? - ANSWER-Three months. A Life Care Center is licensed for 120 beds. They need to increase their bed capacity by 11 beds. Can they do this? - ANSWER-No. A life care center, having an agreement to care for all residents regardless of level of care needs, may temporarily increase bed capacity by 10 percent or 10 beds, whichever is less, over the licensed bed capacity for a period up t...

Insurance - ANSWER-- a plan of spreading the risk of possible loss over a large number of people (Law of Large Numbers) - protects against the risk (uncertainty) of when a financial loss might occur Speculative Risk - ANSWER-- when there is a chance of gain as well as a chance of loss (ex: buying a stock, gambling) - insurance IS NOT intended to protect against this Pure Risk - ANSWER-- when there is a chance of loss only - not all pure risks are insurable Insurable Risk - ANSWER-- a...

Which statute governs the ad valorem taxation of property? A. Machinery Act B. General Statute C. The Ad Valorem Act D. Real Estate Taxation Act - ANSWER-A. Machinery Act This act provides a framework for listing, appraising, and assessing real and personal property Which type of valuation technique applies a standard percentage increase or decrease to all property in a specified location? A. Valuation B. County appraisal C. Mass appraisal D. There is no such appraisal - ANSWE...

North Carolina Health Insurance State Exam Prep Solved

Which of the following statements is true regarding Ad Valorem taxation in North Carolina? 1. Real property is taxed according to its most recent sale price. 2. The Machinery Act requires reassessment tax purposes every 4 years. 3. Real property taxes and special assessments constitute an involuntary lien against property on January 1st of the next year. 4. Tax rates are effective until the next revaluation year. - ANSWER-3. Real property taxes and special assessments constitute an involu...

Hands - ANSWER-Every person serving as a barber shall clense his or her ____ before servicing clients. Every Person - ANSWER-_________Working as a barber shall be clean both to person and dress. 196 Square Feet (14x14) - ANSWER-What is the minimum size of a barber shop in NC? Headrest - ANSWER-Every barber chairs ________ shall be protected with clean paper or a clean laundered towel. 5-7 feet - ANSWER-The maximum distance a barber may be from a sink. Pathogenic Bactria - ANSWER-D...

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Pantaprazole (Protonix) - ANSWER-Adverse effects - CDAD Rate of administration - Administer undiluted. Concentration of 4 mg/ml. Administer over at least 2 minutes. Infusion - Diluted solution is stable for 24 hours at room temperature. Administer over 15 minutes at a rate of <3 mg/min Digoxin - ANSWER-Indications - Hf, Afib, A-flutter (slows venticular rate), paroxysmal atrial tachycardia Route - PO, IM, IV SE - fatigue, bradycardia, anorexia, N/V Adverse effects - Arrhythmias Di...

Pleural Effusion - ANSWER-Fluid in the pleural space -Frequent complication of pneumonia, congestive heart failure, and carcinomas of the lung, breast, and ovaries Types of Pleural Effusion - ANSWER-1) Hemothorax: blood enters in the pleural space and causes lung to collapse (trauma to the chest, disease TB, blood clotting issue) 2) Empyema (infection in the pleural space) 3) Chylothorax (lymphatic fluid in pleural space) SxS of Pleural Effusion - ANSWER-1) Cough (usually nonproductive,...

A 23 year-old graduate student presents with sudden onset of severe dizziness, with nausea and vomiting for the past couple of hours. She denies hearing loss or tinnitus. She has had a recent cold. Which of the following is the most likely diagnosis? A) Ménière's disease B) Vestibular neuronitis C) Benign positional vertigo D)Vertebrobasilar insufficiency - ANSWER-B) Vestibular neuronitis A patient presents with complaint of sudden onset of recurrent episodic vertigo for one week t...

A Certified Dietary Manager is dissatisfied with prices from current vendors. The Manager should first: a. ask vendors to lower their prices. b. ask the consultant to recommend other vendors. c. complete a comparison study of vendors. d. discontinue purchasing from the current vendors. - ANSWER-c. complete a comparison study of vendors. The best way to prepare frozen peas is to: a. slowly cook the peas at 200°F (93.3°C) so they do not dry out. b. cook them rapidly until they re...