I sell a variety of paper including AQA papers where each has a merged marking scheme simply buying both papers at a price of one

Insurance is the - ️️transfer of risk A representation cannot qualify - ️️an express provision in a contract of insurance; but it may qualify an implied warranty Representations - ️️statements believed to be true. Insured's statements on the application are representations Insurance is a contract by - ️️which one seeks to protects another from loss According to California Insurance Code, Which of the following can be classified as an insurable event? - ️️Pure ris...

What does the term "illustration" mean when used in the phrase "life insurance policy illustration," according to the California Insurance Code? - ️️Presentation of policy features that includes non-guaranteed elements Who does a life settlement broker represent? - ️️Individual wanting to sell their life policy to a third party. Paul has an existing annuity and is sold a new one, in which the new policy holds no greater financial benefit to him than existing contract. This is c...

What does not have to be included on life insurance policy illustration? - ️️Statements that all values and benefits are guaranteed Life insurance surplus must be distributed to policy owners at what frequency? - ️️Annually The free-look period for life insurance policyowners age 60 or older is - ️️30 days in California What prevents a life insurance policy from being rescinding by the insurer after being in force for two years? - ️️Incontestability clause An agent's...

Anyone employed in California to assist an insurance agent in transacting insurance is called an insurance - ️️solicitor a life agent who has misappropriated fiduciary funds to his own use. What is Pete guilty of? - ️️Theft According to the California Insurance Code, what is "insurance"? - ️️A contract A person who asserts a right of recovery under an insurance policy is called - ️️claimant According to the California Insurance Code, what term is used to describe a ...

How is an agent's first year commission calculated for a replacement long-term policy? - ️️Based on the difference between the new and original policy annual premiums According to section 1729.2 of the California Insurance Code, which of these does NOT qualify as "background information"? - ️️Misdemeanor charges filed, not resulting in a conviction ABC Insurance Company paid an insured $30,000 in lost wages, $35,000 for hospital costs, and $20,000 for physical therapy treatments...

The California Insurance Code defines "policy" as a(n) accepted offer promissory arrangement written contract written quotation - ️️written contract A "policy" as described by the California Insurance Code is a written contract in which one party promises to indemnify another against loss that arises from an unknown event. The California Insurance Code allows an individual how many days to cancel a life policy for a full-refund? - ️️Every policy of individual life ...

Anyone employed in California to assist an insurance agent in transacting insurance is called an insurance - ️️solicitor a life agent who has misappropriated fiduciary funds to his own use. What is Pete guilty of? - ️️Theft According to the California Insurance Code, what is "insurance"? - ️️A contract A person who asserts a right of recovery under an insurance policy is called - ️️claimant According to the California Insurance Code, what term is used to describe a ...

What is the average normal amount for fluid intake and fluid output? - ️️~2600 mL/day What are some causes or risks for hypovolemia? - ️️Diarrhea, vomiting, polyuria, losses through wounds, impaired swallowing, anorexia What are some causes or risks for hypervolemia? - ️️Heart failure, renal failure, liver cirrhosis, excess IV fluid intake, excess Na ingestion What level of Na signals hyponatremia? - ️️Less than 135 -> Less than 115 is emergency! What are some nurs...

What are the client's rights they should be made aware of? - ️️-individual dignity -confidentiality -non-discriminatory services -communication -personal effects -minors to be educated -counsel -habeas corpus When are the clients rights explained to them client? - ️️orientation When should a counselor and client start to work on the tx plan? - ️️-once a diagnosis is confirmed -placement recommendation has been made -admitted to appropriate LOC What basic functions ...

Understanding Addiction and Recovery - ️️Addiction is a primary, chronic disease of brain reward, motivation, memory and related circuitry. Dysfunction in these circuits leads to characteristic biological, psychological, social and spiritual manifestations. This is reflected in an individual pathologically pursuing reward and/or relief by substance use and other behaviors. Addiction is characterized by a diminished recognition of significant problems with one's behaviors. (ASAM: American So...