I sell a variety of paper including AQA papers where each has a merged marking scheme simply buying both papers at a price of one

What is the name of the provision which states that a copy of the application must be attached to the policy when issued? - ️️Entire Contract Which of the following is INELIGIBLE to participate in a Section 125 Plan? - ️️An S-Corp Owner with a greater than 2% share The reinstatement provision in a health insurance policy is - ️️mandatory A nonparticipating policy will - ️️not pay dividends Erica is 35 years old and owns an IRA. At what age can she begin to receive dis...

An insured has a stop-loss limit of $5,000, a deductible of $500, and an 80/20 coinsurance. The insured incurs $25,000 of covered losses. How much will the insured have to pay? $500 $5,000 $5,400 $5,600 - ️️$5,000 Which of these is NOT subject to income taxation under Modified Endowment Contract (MEC) Loan against the cash value Policy withdrawal Policy Dividend Death Benefit - ️️Death benefit An indemnity plan Pays both the insured and health care provider Provi...

Which statement BEST describes the tax responsibilities under a Business Overhead policy? a. Premiums are deductible, benefits are deductible. b. Premiums are deductible, benefits are taxed. c. Premiums are not deductible, expenses are deductible. d. Premiums are not deductible, benefits are taxed. - ️️Premiums are deductible, benefits are taxed The Group Insurance provision that prevents two insurers from paying more than the actual loss is called the... a. Coordination of Benefits....

A life insurance company has transferred some of its risk to another insure. The insurer assuming the risk is called - ️️ all of the following are examples of business continuation plan except - ️️Deffered Compensation All of these are valid options for an Adjustable Life Policy EXCEPT The policy's premium can be increased or decreased The policy's death benefit can be increased or decreased A nonforfeiture option can be used to increase the death benefit The policy's pr...

A person who is a nonsmoker, of average weight and in excellent health would most likely be in which risk classification? - ️️preferred Preferred risk policies with reduced premiums are issued by insurance companies bc the insured has - ️️better than average mortality The waiver of premium does NOT include which provision? - ️️Al future premiums are waived if the insured recovers from the disability An advertisement for an insurance product may contain - ️️the insurer's...

The type of policy where the insurer can send a notice to the insured that the policy has been cancelled in the middle of the term is called - ️️cancelable Krissa purchases a 10-year level term life insurance policy that has a death benefit of $200,000. Which of these statements is true? The policy automatically converts to whole life after the 10-year period - ️️The face amount and premium will remain constant over the 10 year period Which of the following provides Medicare supp...

Which statement best describes the tax responsibilities under a Business Overhead policy? - ️️Premiums are deductible, benefits are taxed In which type of insurance company may stockholders share in the profits and losses of the insurer? - ️️Stock In which company may policy owners receive policy dividends when there is a profit? - ️️mutual The law of large numbers states that - ️️Predictions become more accurate as the number of units being considered increases Premi...

Absolute Assignment - ️️The assignment by the policy owner of all control and rights to a third party. This differs from collateral assignment, which allows all the rights and control to revert to the owner once a loan is paid off Accident - ️️A fortuitous event; unforeseen and unintended Accidental Death Insurance - ️️A form of health insurance that provides payment if death of the insured results from accident. Accidental death insurance is often combined with dismemberment i...

Most of the legal duties of a coach are performed in the _____ phase of athletic health care. - ️️prevention Coach Graham sends one of his practice squads onto the school track for a 1-mile run while he works with his other squad in the gym. Which legal duty is Coach Graham neglecting? - ️️Supervise the activity closely. Coach Hayes is certified in sport first aid and CPR. One of his freshman distance runners collapses in the middle of a race and is wheezing heavily. A teammate tel...

Benefits of modeling and simulation - ️️○ Models and simulations confirm the need for the systems and the anticipated systems behaviors before proceeding development of an actual system ○ Models and simulations present a clear, coherent design to those who will develop, test, deploy, and evolve the system, thereby maximizing productivity and minimizing error Value of modeling and simulation increases with __________________. - ️️the size of the system or SoS under development ...