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C16 The Business of Insurance 98 Questions And Answers

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List the two fundamental principles of insurance. - ️️1. The premiums of the many are used to pay the losses of the few. 2. The premiums shall be commensurate with the risk. -Insurance fulfils a societal need -Provides consumers with financial security for particular types of accidental losses. Also underpins the economy facilitating economic growth and societal development -Insurance is the promise to indemnify another person against the possibility of a loss -Significant claim is ...

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C16 Business of Insurance -46 Practice Exam Questions And Answers

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Explain the economic laws of Supply and Demand, and explain why these laws do not strictly apply to automobile insurance. - ️️pages 3-3 and 3-13. the economic theory of supply and demand proposes that more resources will be allocated to a product that increases revenue. The law of supply provides that the higher the price, then more will be supplied. the law of demand provides that, with all other factors equal, less will be demanded as the price rises. For the insurance market, supply is r...

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C16 Business of Insurance| 185 Questions And Answers| Success Guaranteed|2024

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5 Ways Insurance companies spread risk - ️️-Share risk with other insurance companies (for very large risk, several insurers subscribe to percentage of risk) -Reinsure the risk -deductible -spread risk over diverse geographical region (soften risk of localized disasters) -form risk pools (syndicates of insurance and reinsurance companies, organized to underwrite particular risk) Two principles of insurance - ️️1. Premiums of the many are used to pay the losses of the few (risk t...

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EMT Definitions 129 Study Questions And Answers

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EMS Systems - ️️A highly specialized chain of resources designed to minimize the impact of sudden injury and illness on our society Medical Director - ️️a physician who assumes ultimate responsibility for the patient care aspects of the EMS system NHTSA - ️️National Highway Traffic Safety Administration- agency that identified 10 key components of EMS NSC - ️️National Standard Curriculum Emergency Medical Responder - ️️First on scene. Emphasis on activating EMS sy...

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EMT Definitions 129 Study Questions And Answers

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EMS Systems - ️️A highly specialized chain of resources designed to minimize the impact of sudden injury and illness on our society Medical Director - ️️a physician who assumes ultimate responsibility for the patient care aspects of the EMS system NHTSA - ️️National Highway Traffic Safety Administration- agency that identified 10 key components of EMS NSC - ️️National Standard Curriculum Emergency Medical Responder - ️️First on scene. Emphasis on activating EMS sy...

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EMS 1021 Course 60 Exam Questions With Answers

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When using your portable radio, you must push the "press to talk" button and wait one second before speaking. This is essential to effective communication because your EMS system uses: A) Repeaters B) Digital equipment C) Cellular telephone links D) Portable transmitter/receiver - ️️B) Repeaters Why should the EMT provide the physician or nurse with an oral report when transferring care to the hospital emergency department? A) To provide input on additional medical care to be given...

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EMS Operations Practice Exam Questions And Answers

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Equipment that should be brought to every patient's side includes personal protective equipment (PPE) and: a. Oxygen, AED, and long spine board b. Suction, airway adjuncts, and the ambulance stretcher c. Oxygen, suction, airway adjuncts, bandages, and the AED d. Suction, oxygen, and an OB kit - ️️c. Oxygen, suction, airway adjuncts, bandages, and the AED You are transporting a critical trauma patient to the hospital. As you approach a railroad crossing, the gates are down and the l...

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EMT Test 1 ( Chapters 1 - 5 )50 Questions And Answers

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National guidelines for EMS care are intended to __________. Select one: A. facilitate a national EMS labor group B. reduce expenses at the local and state levels C. provide more consistent delivery of EMS care across the United States D. unify EMS providers under a single medical director - ️️C. provide more consistent delivery of EMS care across the United States The determination that prompt surgical care in the hospital is more important than performing time-consuming procedures...

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EMS Operations Module|112 Questions With 100 % Correct Answers|2024

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EMS providers can set themselves up for a good call by doing which of the following? - ️️Making sure emergency vehicles function properly Which of the following is an advantage of taking care of EMS vehicles? - ️️Safer and faster responses What task should be completed at the beginning of each shift? - ️️Vehicle inspection What responsibilities does the EMT have when it comes to ambulance supplies? - ️️Ensure that supplies are in stock and clean on the ambulance unit ...

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EMS Operations Module|112 Questions With 100 % Correct Answers|2024

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EMS providers can set themselves up for a good call by doing which of the following? - ️️Making sure emergency vehicles function properly Which of the following is an advantage of taking care of EMS vehicles? - ️️Safer and faster responses What task should be completed at the beginning of each shift? - ️️Vehicle inspection What responsibilities does the EMT have when it comes to ambulance supplies? - ️️Ensure that supplies are in stock and clean on the ambulance unit ...

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