Flyingcolors

c antigen is most common in blacks and whites; anti-c would be most common reactive - Rh antibodies show enhanced reactivity with enzyme pretreated cells. The M and Fya antigens are cleaved from enzyme pretreated cells and therefore there would be no reaction between enzyme pretreated cells and serum containing anti-M or anti-Fya. The incidence of the c antigen is 80% in whites and 96% in blacks. The incidence of the E antigen is 29% in whites and 22% in blacks. Increased reactivity with en...

Indole Positive and Negative example. - Positive: E. coli Negative Kleb. pneumo Methyl red Positive and Negative example. - Positive: E. coli Negative: Kleb. pneumo Citrate Positive and Negative examples. - Positive: Kleb. pneumo Negative: E. coli VP and Citrate reactions for E. coli and Kleb. pneumo: - E. coli: negative Kleb. pneumo: positive Eosinophils in urine sediment indicate: - acute interstitial nephritis What is measured in procainamide? - N-acetylprocainamide (NAPA) Which mic...

Which two of the following are associated with macrocytic anemia? - Fish tapeworm - Folic acid deficiency - Iron deficiency - Sickle cell disease - - Fish tapeworm - Folic acid deficiency Both may appear as a macrocytic anemias.

1.The practice of getting people to sell their homes at bargain prices by suggesting that certain ethnic groups are going to move into the area is nicknamed: 1.Price fixing 2.Redlining 3.Steering 4.Blockbusting - Correct Choice:4 2.You and the borrower believe an Adjustable Rate Mortgage would be best for the borrower. What is the name of the booklet you are required to give? 1.CHARM Booklet 2.ARM Disclosure 3.Fair Lending Practices Booklet 4.RESPA Booklet - Correct Choice:1 3.How many d...

1. Included in the Loan Estimate, all of the following are part of the finance charge except the: (A) appraisal cost. (B) VA funding fee. (C) per diem interest. (D) origination charges - A) appraisal cost. 2. A buyer has made an earnest money payment of $5,000. The buyer pays an additional $2,000 in option money to be credited at closing on a property with a sale price of $160,000. If the required down payment is 20%, how much additional money will the buyer need to provide toward the dow...

Taking advantage of ill-informed consumers through excessively high fees, misrepresented loan terms, frequent refinancing that does not benefit the borrower and other prohibited acts is called __________________________. - Predatory Lending. RESPA-Real Estate Settlement Procedures Act - The Federal Statute that deals with the settlement of residential mortgage loans. RESPA's section 9 Prohibits - Home sellers from requiring home buyers to purchase title insurance from a particular company...

An Approve/Eligible determination: 1. Is an indication that a property appraised for its sales price 2. Authorization to release funds in a refinance transaction 3. An automated loan approval from the Fannie Mae Du system 4. A recommendation that is received by the Freddie Mac loan prospector automated underwriting system. - 3. An automated loan approval from the Fannie Mae Du system.. this means that the borrower meets the credit requirements and all other loan factors are acceptable. The...

All of the following information is provided under Section X of the 1003, except: a.) Ethnicity b.) Name and address of employer c.) Sex d.) Race - b.) Name and address of employer Section X of the URLA contains information on: a.) Assets and Liabilities b.) Information for Government Monitoring Purpose c.) Declarations d.) Details of transaction - b.) Information for Government Monitoring Purpose When determining the best options for a potential borrower, an MLO must always find what?...

According to the FCRA, when must a credit agency give a consumer a free copy of his credit report? A.)If the loan application is denied because of information in the report B.) Whenever he request it A.)If the loan application is denied because of information in the report A Consumer comes into your office to apply for a loan. The Home Mortgage Disclosure Act requires you to collect information about her race. If she does not wish to provide information for that section of the application, ...

What is the form to confirm tax records that's filled out with IRS? - 4506-T form APR - Annual percentage rate What is an APR? - The annual rate of interest that is charged for using credit What does an APR consist of? - Discount points, mortgage insurance premiums, administrative fees (ordination fees, processing fees, underwriting) Ballon payment - A final payment at the end of a loan term to pay off the entire remaining principal and interstate's balance, it is not covered by payments...