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An insurer neglects to pay a legitimate claim that is covered under the terms of the policy. Which of the following insurance principles has the insurer violated? - Ans: Consideration Which of the following statements regarding HIV testing for insurance purposes is NOT true? - Ans: Insurers are barred from requesting HIV testing. All of the following are dividend options EXCEPT - Ans: Fixed period installments Which of the following documents delivered to the policyowner includes inform...

State Farm Auto External Claim Resource Certification Exam You're preparing an estimate on a customer's vehicle that requires refinishing of the hood and right front fender only. The hood is the first panel listed on the estimate. According to most Collision Estimating Guides, would refinish overlap be applicable on the hood? Choose the most correct statement. Select the single best answer: A. Overlap would not be applicable on the hood refinish time as it's the first major panel. A ...

Defined as the monotheistic faiths emphasizing God to be a transcendent Creator-figure and the source of moral law, with a shared narrative/history. **The word "__________" refers to the ancient prophet Abraham, who is respected as the first prophet of God. - Ans: Abrahamic Religion. Term used to refer to God? - Ans: Yahweh. Translates to "Hear, O Israel, the Lord is God, the Lord is one." - Ans: Sh'ma Yisrael. Written account of God's revelation to man. - Ans: The ...

A veterans benefit allowing family to recover part of the cost of the funeral expense is called _______ ___________. - Ans: Burial Allowance. A flag provided at no cost to the honor of the deceased's service in the armed forces; Form VA 2008; obtained at local post office is called the ______ flag. - Ans: Burial Flag. An official document containing the LORDS BLESSING concise record or military service at the time of separation or discharge from the armed forces necessary for employment...

The right way of living; the holistic order of all things D______. - Ans: Dharma. Literally to "blow out"; the ultimate loss of self and unification with all things is N________. - Ans: Nirvana. This is placed before the casket with photos, candles, oil lamp, incense vase, flowers, fruits & food. - Ans: Deceased Altar. This is placed at a right angle to the Deceased Altar; contains an image of Buddha, incense, candles, flowers, and fruits. - Ans: Buddha Altar. Money that is bur...

The first prophet Adam is considered the _________. - Ans: Origin. The last prophet was _________________. - Ans: Muhammad. In cases of lingering illness, the family is encouraged to be with the dying to encourage repentance and the recitation of what prayer? - Ans: Shahada (There is no God but Allah). The instructions for the faith is called ______________. - Ans: Qur'an. When someone dies at home, the family is encouraged to do 3 things: 1. ________ the eyes. 2. Bind the _____...

Arterial fluid that contains active dyes intended to restore a more natural skin tone. o Strength of fluid may or may not be determined by the index. - Ans: Cosmetic Fluids. ____-________ fluids do not contain dye that stains tissues. o Strength of fluid may or may not be determined by the index. - Ans: Non-Cosmetic Fluids. Mixture of arterial fluid & water used for arterial injection with the possible inclusion of supplemental fluids. - Ans: Arterial Solution. Fluids designed to clea...

A teacher ordained in the Jewish Faith is called a ______. - Ans: Rabbi. Term used to refer to the grave is _________. - Ans: Kever. The term Nifter is referring to someone being ____________. - Ans: Deceased. Orthodox Jewish religious building? - Ans: Synagogue. The book of law is the: - Ans: Torah. According to the Orthodox Jewish custom, no removals are to be made from sundown __________ to sundown __________ unless the death occurs in a public place. - Ans: Friday / Saturday. ...

Which of the following is the officiant at a funeral service for the Church of Jesus Christ Latter Day Saints? - Ans: Bishop. Which of the following religions would use temple clothing? - Ans: Church of Jesus Christ of Latter Day Saints. The trisagion is associated with which of the following religious funeral rites? - Ans: Orthodox. The Orthodox funeral is held: - Ans: With the casket open during the service. Term for the holy pictures used in the Orthodox Church. - Ans: Icon. Th...

The Paschal candle represents the "Everlasting Light/Light of Christ" (T or F?) - Ans: True. The priest leads the catholic recessional? (T or F?) - Ans: False. *Crucifier. For the deceased catholic layman, the casket is placed with the feet toward the altar? (T or F?) - Ans: True. The pall is usually placed on the casket in the vestibule (T or F?) - Ans: True. The rosary service is usually conducted at the church (T or F?) - Ans: False. The Bishop is the head of the territor...

The standard reduction potential for the half-reaction HClO(aq) + H+(aq) + e- → ½Cl2(g) + H2O(l) is 1.61 V. What is the standard reduction potential for the following half-reaction? 2HClO(aq) + 2H+(aq) + 2e- → Cl2(g) + 2H2O(l) - Ans: 1.61 V Given that Eºcell = 0.60 V for a voltaic cell in which the following redox reaction takes place 2Rh(s) + 3Cl2(g) → 2Rh3+(aq) + 6Cl-(aq) and that the standard reduction potential for the half-reaction Cl2(g) + 2e- → 2Cl-(aq) is 1.36 V, calcul...

Which of the following titrations will result in a noticeably basic solution at the equivalence point? KOH(aq) + HI(aq) HCl(aq) + NaOH(aq) CH3COOH(aq) + NaOH(aq) NH3(aq) + HClO4(aq) NaHCO3(aq) + HCl(aq) - Ans: CH3COOH(aq) + NaOH(aq) Which of the following indicators is suitable for the titration of 0.10 M CH3COOH (Ka = 1.8 x 10-5) with 0.15 M NaOH? methyl orange (Ka = 2.0 x 10-4) phenolphthalein (Ka = 4.0 x 10-10) bromocresol green (Ka = 2.0 x 10-5) bromothymol blue (Ka = 1.0 x 10-7)...

Given the pKa's of several polyprotic acids choose the strongest acid among the ions given below. H3PO4: pKa1=2.16, pKa2=7.19, pKa3=12.32 H3AsO4: pKa1=2.26, pKa2=6.77, pKa3=11.29 H2SO3: pKa1=1.77, pKa2=7.21 H2CO3: pKa1=6.37, pKa2=10.33 > HCO3- > H2AsO4- > H2PO4- > HPO42- > HSO3- - Ans: H2AsO4- Which of the following is the weakest base? > (CH3CH2)2NH (pKb = 3.07) > NH2OH (pKb = 7.97) > (CH3CH2)3N (pKb = 3.25) > CH3CH2NH2 (pKb = 3.25) > (CH3)3N (p...

What is the total concentration of ions (in mol/L) in a solution obtained by dissolving 3.51 g of Cr(NO3)3 in enough water to make 351 mL of solution? (Molar mass of Cr(NO3)3: 238.01 g/mol) - Ans: 0.168 +/- 1% What is the concentration of sodium ions (in mol/L) in a solution obtained by mixing 90.5 mL of 0.181 M solution of Na2SO4 and 65.5 mL of 0.147 M solution of Na3PO4? Assume that volumes are additive. - Ans: 0.395 Which of the following molecules is polar? - Ans: IF5 What is the ...

Where you have found evidence of footing settlement, how can you predict whether there will be further settlement? (a) You can count the number of planes of movement. (b) You can determine the type of foundation material. (c) You cannot predict settlement from a single inspection. (d) You can determine the depth of the footing. - Ans: You cannot predict settlement from a single inspection 2. You typically identify a Freon leak (a) As an oil stain (b) As refrigerant coming ou...

Columns and piers are generally inspected from _________________. A. the inside of the home B. the outside of the home C. the basement or crawl space D. lifting the subfloor - Ans: C. the basement or crawl space Which action is required by most standards of practice? A. required to enter underfloor crawl spaces and attic spaces if the property has them B. required to probe structural components where deterioration is suspected C. required to report cracks in the foundation only if they...

During an inspection of a gas dryer, you observe no exhaust vent. Your report should: A. Recommend installing a metal dryer duct vented to the exterior. B. Recommend installing a flexible plastic dryer duct vented to the exterior. C. Indicate a code violation and state that corrective action should be taken. D. Indicate that this is not a problem. - Ans: A) Recommend installing a metal dryer duct vented to the exterior. A collar tie is found in: A. the attic near the top plate B. the ba...

American Home Inspector Training (AHIT) All Bundled together (Structural, Interior, exterior, roof, electrical, Insulation, heating, plumbing, Final exam) with correct and verified answers!

Which of the following does NOT have to be inspected during the plumbing inspection? A. fire and lawn sprinkler systems B. fixtures and faucets C. water heating equipment D. supply and drain, waste, and vent (DWV) piping - Ans: A. fire and lawn sprinkler systems Which action IS required by most standards of practice during the plumbing inspection? A. required to operate automatic safety controls B. required to observe onsite water supply quantity and quality C. required to describe wa...

When inspecting the heating equipment, the inspector is not required to _________. A. operate the system using normal operating controls B. open readily openable access panels provided by the manufacturer C. observe automatic safety controls D. operate heating systems when conditions may cause equipment damage - Ans: D. operate heating systems when conditions may cause equipment damage What should an inspector do if they find a cracked heat exchanger? A. turn off the furnace immediately ...