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An NP is looking for professional malpractice insurance. She wants to know about claims-based and occurrence-based policies. All of the following are correct statements about a claims-based policy except? 1. If a lawsuit is filed against the NP in the future, it will be covered if it occurred during the time when the policy is active 2. Malpractice claims that are made against the NP are covered only if it occurred during an active policy period and only if the claim is also filed during a...

Which federal law requires that the Loan Estimate be provided to the borrower within three business days of the time of loan application is taken? - TILA What type of scam entails homeowners who are encouraged to refinance their property over and over until little or no equity remains? - Loan flipping or churning After a loan closing, funds are disbursed. When are the funds disbursed for an owner-occupied, residential refinance? - After 3 business-day rescission period What is the adjustab...

A discount point is BEST described as a charge the borrower pays to: A.) A lender to decrease the interest rate on the mortgage loan B.) A mortgage broker at the time of application to obtain a favorable rate C.) The seller as part of the closing costs of a loan D.) A lender to ensure against foreclosure - A.) A lender to decrease the interest rate on the mortgage loan A buyer has made an earnest money payment of $5,000. The buyer pays an additional $2,000 in option money to be credited a...

In the Article File what would be the TYP code for a hand held police radio? EHHRADI The FBI CJIS Security policy requires that FBI CJIS data/CHRI must be encrypted to ______ bits when transmitted over a public network segment or a network shared with a non-criminal justice agency. 128 Electronic media used to store FBI CJIS data/CHRI must be properly sanitized prior to disposal (disposal includes reuse by or transfer to a non-criminal justice entity). True What is an acceptable REASON f...

Under a Traditional IRA, interest earned is taxed - upon distribution Which of these statements regarding the annuitants is CORRECT? - The annuitant's life expectancy determines the annuity payment What will the beneficiary receive is annuitant dies during the accumulation period? - The greater the accumulated cash value or the total premium paid Which of the following actions is REQUIRED by an agent who is replacing an existing life insurance policy? - Submit to to the replacing insurer ...

Which of the following amounts must decrease in a decreasing term? - Death benefit In life insurance, insurable interest must exist at the time the.. - Producer writes an on a proposed insured An applicant makes an offer to the insurer when they - pay an initial premium with the application Which of the following makes Universal Life insurance different from other forms of permanent insurance? - Premium Schedule An insurer that shares its profits with its' policyowners is known as.. - A m...

The Waiver of Cost of Insurance rider is found in what type of insurance? - Universal Life If an insured continually uses the automatic premium loan option to pay the policy premium, - The policy will terminate when the cash value is reduced to nothing If a settlement option is not chosen by the beneficiary or policyowner, which option will be used? - Lump sum An insured misstates her age at the time the life insurance application is taken. This misstatement may result in - adjustment in t...

Which Incident Type requires one or two single resources with up to six personnel? - Type 5 Which of the following would NOT typically be included in the transfer of command briefing? - Special requests from agency representatives An Incident Commander's scope of authority comes from the Incident Action Plan. - False Which Incident Type requires or national resources with up to 200 personnel per operational period? - Type 2 Which of the following best describes the Operational Period Brie...

The number one patient safety issue identified in a survey of peri-operative nurses is preventing: - Wrong site/procedure/patient surgery Reprocessing (flashing) instruments in the OR is high risk because: - OR personnel not properly trained to reprocess instruments To safely transfer and position patients in a manner that prevents shearing, personnel should use a mechanical lifting device for a supine-to-supine transfer of a patient weighing more than: - 157 lbs _______________ should be ...

what statements regarding vascular clamps are true? select all that apply - a. vascular clamps are designed to partiall occlude blood flow. b. vascular clamps are designed to totally occlude blood flow. c. all vascular clamps are designed to hold vessels securely without trauma. what incision is used for lumbar laminectomy - a. midline direcly over the appropriate lumbar spine Franklin hardy with mulitple moles skin lesions - the perioperative nurse recognized his signs and symptoms of bup...

Of the following choices, which would not be a consideration for choosing suture? A. Type of procedure B. The tissue being reapproximated C. Type of reapproximation D. Scrub person preference - D. Scrub person preference Alexanders 15th P192 Which of the following is not an event that would adversely affect the pulse ox reading? A. Hypothermia B. Hypertension C. Vasoconstriction D. Hypovolemia - B. Hypertension Alexanders 15th P132 Skin injuries related to shearing occur most commonl...

peripheral nerve block for ankle ORIF would complain if which symptom - metallic taste in mouth positioning arms correctly to avoid pressure on the elbow to prevent - ulnar nerve injury positioning device for bariatric patients prior to intubation - upper body ramp depolarizing muscle relaxant that produces generalized fasciculations - succinylcholine hemostatic device offers rapid and secure method of clamping, metal and MRI compatible - ligating clip positioning device for head cases - m...

What is the normal temperature for a neonate? - 36.5 to 37.2 degrees Celsius. This is equal to 97.7 to 99 degrees Fahrenheit. How often is IV tubing changed? - Every 3 days. How often is feeding tubing changed? - Every feeding. What is gastroschisis? - Gastroschisis is a birth defect where the baby is born with a hole in the abdominal wall, and organs are outside the body. What is the treatment for gastroschisis? - A plastic pouch or "silo" is placed around the bowel and attached to the...

The amount of air that moves into or out of the lungs with each single breath at rest is called - Tidal Volume Which of the following is a non-pharmacologic management technique to treat apnea in the preterm infant - Maintaining the head in neutral position which of the following respiratory disorders occur in term and near-term infants due to delayed clearance of fetal lung fluid? - Transient Tachypnea of the newborn (TTN) which of the following dextrose infusion rates would be appropriat...

What is the high risk neonate defined as? - A newborn, regardless of gestational age or birth weight, who has greater than average chance of morbidity or mortality d/t conditions associated with birth and the transition to extrauterine life. How is a high risk neonate classified by weight? - -Low birth weight: <2500g -Very low birth weight: <1500g -Extremely low birth weight: <1000g How is a high risk neonate classified by growth? - -Intrauterine growth restriction -Small for...

What is a high risk neonate? - a newborn, regardless of gestational age or birth weight, who has greater than average chance of morbidity or mortality due to conditions associated with birth and the transition to extrauterine life How do we classify high risk neonates? - Weight Growth Gestational Age What is considered a low birth weight of a high risk neonate? - <2500 grams What is considered a very low birth weight of a high risk neonate? - <1500 grams What is considered an ext...

The ___ has the ultimate legal responsibility for the OPERATION of a nursing facility. - Governing Body Per OBRA 1987, air temp is measured where in a building..? - Just above the floor Per OBRA 1987, a resident has the right to review all their records within ___ of an oral or written request. - 24 hours HHS stands for - Health and Human Services The ___ has the legal responsibility to adopt and implement facility policies. - Governing Body Centralizing decision making to improve custome...

Physical damage coverage under a garage policy is a blanket limit for covered auto, an accurate statement? - Yes; The dealer's physical damage limit would be done on a blanket limit basis. This would apply to comprehensive and collision losses to the auto inventory of the dealer. This is done because it is simply not practical to schedule each dealer owned vehicle for physical damage. This is generally accomplished by the use of a monthly reporting form. An insured owns a motorcycle, a mop...

An employee has been asked to use his own personal vehicle to perform certain tasks on behalf of his employer. What coverage is used under the business auto policy to protect the employer for lawsuits when the employee has an accident that causes legal action against the employer? - Employers nonownership coverage. This coverage protects the employer and not the employee. The employee is covered under his own PAP policy. Replacement cost coverage is best defined as: - Replacement without ded...

Jim Smith is involved in a collision claim and is no longer able to use the vehicle to go to work. This "loss of use" is referred to as a: Direct loss Indirect loss Loss evaluation Consequential loss - Consequential loss When the rear of the vehicle is damaged and there is a gap between the trunk lid and the quarter panel, what else on the vehicle should the appraiser check? The center pillar The trunk floor The quarter panels The frame rails - The frame rails In auto physical dama...