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LOMA 281 Test Questions with Correct Answers Contracts of Indemnity - Answer-base benefits on the actual amount of the financial loss that results from a covered event when it occurs, subject to maximum limits (other than life insurance) Valued Contract - Answer-life insurance policies which state the benefit payable at the time of the policy issue Retrocessionaire - Answer-The reinsurer that assumes all or part of the reinsurance risk accepted by another reinsurer

LOMA 281 Module 1 Questions with Correct Answers Risk - Answer-the possibility of an unexpected result. Premium - Answer-A specified amount of money an insurer charges in exchange for its agreement to pay a policy benefit when a specific loss occurs. Insurance company - Answer-A company that provides protection against the risk of financial loss caused by specific events. Life insurance - Answer-A type of insurance under which the insurer promises to pay a death benefit upon the death ...

LOMA 281 Module 2 Questions with Correct Answers Term Life insurance - Answer-Insurance that provides a policy benefit if the insured dies during a specified period of time. Policy term - Answer-The specified period of time for which a term life insurance policy provides coverage. Level Term life insurance - Answer-A plan of term life insurance that provides a policy benefit that remains the same over the term of coverage. Decreasing term life insurance - Answer-A plan of term life ins...

LOMA 281 Module 2 with Complete Solutions Which type of whole life insurance policy will best be able to give Arabella lifetime protection without straining her retirement income? Single-premium whole life policy Limited-payment whole life policy Continuous-premium whole life policy - Answer-B Financial needs life insurance can meet - Answer-- paying household expenses - covering outstanding debts - Paying outstanding medical, hospital, and funeral expenses, - providing financial sup...

1 Exam (elaborations) NCLE Chapter 2 Test Questions with Correct Answers 2 Exam (elaborations) NCLE Exam Questions and Correct Answers 3 Exam (elaborations) NCLE Prep Exam Questions with Correct Answers 4 Exam (elaborations) NCLE 2024 Exam Questions with Correct Answers 5 Exam (elaborations) NCLE Test Questions with Correct Answers 6 Exam (ela

NCLE Chapter 2 Test Questions with Correct Answers Which layer of the cornea makes up 10% of the structure's total thickness? a. epithelium b. Bowman's membrane c. endothelium d. stroma - Answer-a. epithelium The vertical measurement of the palpebral fissure for an average eye is _____mm. a. 5 b. 10 c. 15 d. 20 - Answer-b. 10 The eyelid muscle responsible for closure of the lids is the: a. dilator pupillae b. orbicularis oculi c. levator superioris d. pectoral blephari - Answ...

NCLE Exam Questions and Correct Answers First person to be awarded patent for corneal lens made of PMMA - Answer-Kevin Tuohy Until 1930 all contacts where made of what material - Answer-Gelatin polycon 1 was developed by who? - Answer-Seidner the Biggest disadvantage of PMMA was its lack of what - Answer-gas permeability Which decade of the twenty first century where contacts marketed in - Answer-50s From the materials of choice for contacts was - Answer-PMMA The first company to mar...

NCLE Prep Exam Questions with Correct Answers First person to be awarded patent for corneal lens made of PMMA - Answer-Kevin Tuohy Until 1930 all contacts where made of what material - Answer-Gelatin polycon 1 was developed by who? - Answer-Seidner

NCLE 2024 Exam Questions with Correct Answers which of the following is not important to document in medical records for contact lens patients? - Answer-location at which the patient was originally taught insertion and removal which of the following will not increase the movement of a tight fitting rigid gas permeable lens? - Answer-enlarge the posterior optic zone After building up her wearing time, Jennifer returned for an afternoon recheck after eight hours of lens wear. The lenses ...

NCLE Test Questions with Correct Answers Assessment of the quality of the peripheral curves (blends of a rigid contact lens) is achieved by the use of thea. profile analyzer b. shadow graph c. keratometer d. burton light - Answer-a. profile analyzer Contact lens power should be specified ina. back vertex power b. sphero-cylinder power c. power in situ d. posterier apical radius - Answer-a. back vertex power The slit-lamp illumination that gives an overall view of the cornea but limi...

NCLE Study Questions with Correct Answers annular bifocal contact - Answer-A lens with distance portion ground into the center of the lens and the near portion ground into the periphery aphakic lenses - Answer-lenses designed for post-cataract fitting apical zone of cornea - Answer-the central portion of the cornea with a constant radius of curvature. Also called the corneal cap. artificial tears - Answer-medications, many of them over the counter, to treat dry eyes aspheric lens - Ans...

NCLE Practice Exam Questions with Correct Answers What is the thickest layer of the cornea? - Answer-stroma Which corneal layer controls the fluid content of the cornea? - Answer-endothelium What is cornea edema? - Answer-excess fluid in the stroma that can swell it and lead to loss of visual acuity What kind of contact lenses must be stabilized (not rotate) on the eye for good vision? - Answer-toric contact lenses Concentric vs Aspheric Multifocal Lens Design - Answer-aspheric multifo...

ABO NCLE Exam Questions with Correct Answers The refractive astigmatism indicated by the RX +1.50 -1.75 x 35 is - Answer-Mixed The patient's RX is -1.75 -.50 x 120 with a +2.00 ADD standard trifocal. What is the power through the intermediate? - Answer--.75 -.50 x 120 The Geneva lens measure is designed to measure - Answer-Lens curvature The focal length of a +5.00 diopter lens is - Answer-20 cm The problem of prismatic imbalance at the reading level is called - AnswerAnisometropia W...

NCLE Practice Test Questions and Answers All Correct A Correct Statement regarding epithelial cells is that they: a)Comprise the posterior layer of the cornea b)Are unable to regenerate c)Comprise the thickest layer of the cornea d) Have the ability to reproduce - Answer-d) have the ability to reproduce Which of the following prescriptions indicates against-the-rule astigmatism? a)-4.50 +1.00 x75 b)-4.50 +1.00 x 180 c)-4.50 -1.00 x 165 d)4.50 -1.00 x 180 - Answer-a)-4.50 +1.00 x75 ...

NCLE Study Guide Questions with Correct Answers Back Surface Power - Answer-Effective power of a lens when measured from the back surface. Back Surface Toric Lens - Answer-A lens in which the posterior surface has two different radii and the anterior surface is spherical. Ballasted Lens - Answer-A lens with a heavier base which becomes oriented inferiorly or downward when the lens is worn. Bicurve Lens - Answer-A contact lens which contains two curves: one base curve and one secondary...

NCLE Exam Questions and All Correct Answers Cones - Answer-The cells in the retina that are responsible for fine detail and color vision A concern with the use of extended wear lenses is: - Answer-Polymegathism ___________________ is a contraindication for fitting contact lenses? - AnswerAnesthetic cornea A protein found in the tear film that is a potent germ killer is: - Answer-Lysozyme Anisocoria - Answer-Unequal pupil size Ciliary processes - Answer-Responsible for the major product...

NCLE Test Questions with All Correct Answers Name the three cell types found in the epithelium - Answer-Surface, wing and basal Name the layers of the tear film - Answer-Oil or lipid, aqueous or lacrimal and mucin Five layers of the cornea - Answer-Epithelium, bowmans layer, stroma, descemet's membrane, and endothelium Dacryoadenitis - Answer-Inflammation of the lacrimal gland. Dacryocystitis - Answer-Inflammation of the lacrimal sac. Epiphora - Answer-Tears spilling out onto cheeks d...

LOMA 371 Exam Questions with Correct Answers Product development - Answer-The pricess companies use to create new products or modify existing products Technical design (product design) - Answer-The phase in the product development process in which a product's financial structure is created Risk appetite - Answer-The amount and type of risk that an organization is prepared to seek in the pursuit of profits or other strategic objectives First Mover Strategy - Answer-A company attempts t...

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COB 218 Exam Questions with Correct Answers Distinguish between a motion to dismiss, a motion for a judgment on the pleadings and a motion for summary judgment. (2) - Answer-- A motion to dismiss is a request by the defendant that asks a judge or a court in a civil case to dismiss the case because even if all the allegations are true, the plaintiff is not entitled to any legal relief. - A motion for a judgment on the pleadings, in a civil case, is a request made by either party, after p...