NURSING TASTE BANKS AND ALL REVISION MATERIALS IN ONE!!!!!!!!!

Left side of the boat Port Right side of the boat Starboard Front of boat Bow Back of boat Stern Body of boat Hull Upper edge of a boat's side Gunwale Maximum width of a vessel Beam Distance from water to lowest point of boat where water could come on board Free board Depth of water needed to float a vessel Draft Main center line (backboard) of a vessel, or the extension of hull that increases stability in the water Keel ...

which vessels must be registered all titled vessels where should you keep the certificate of number must be on board and available for inspection by an enforcement officer whenever the vessel is operated where are vessel registration application forms available marinas, boat dealers, Motor Vehicle Commission field offices, or by writing to the State of New Jersey, Motor Vehicle Commission, P.O. Box 160, Trenton, NJ 08666 what must be displayed on your vessel registration...

Bow front of a vessel Stern rear of a vessel Starboard right side of a vessel Port left side of a vessel Hull body of a vessel Propeller rotates and powers a boat forward or backward A capacity plate indicates the maximum _______ capacity and/or the maximum _______ ____ _______ that the boat can carry safely in _______ weather. weight; number of people; good Before beginning to fuel, turn off anything that might cause a ________ (engines, f...

Left side of the boat Port Right side of the boat Starboard Front of boat Bow Back of boat Stern Body of boat Hull Upper edge of a boat's side Gunwale Maximum width of a vessel Beam Distance from water to lowest point of boat where water could come on board Free board Depth of water needed to float a vessel Draft Main center line (backboard) of a vessel, or the extension of hull that increases stability in the water Keel ...

1) A capacity plate shows the: Maximum horsepower and weight allowed 2) What is the minimum height of the state registration numbers that are displayed on a boat? 3" 3) If a boat transfers ownership, is destroyed, lost, stolen or recovered, the owner must notify the agency which issued the certificate within this many days: 15 4) On a federally documented boat, it must have this number permanently affixed in block type, Arabic numerals not lees than 3" in height, on a c...

What is the age that you MUST wear a PFD at all times? 12 or younger How old must you be to receive a NJ boat safety certificate? 13 years old How old must you be to operate a Personal Water Craft (PWC)? 16 years old True or False: Anyone age 13 or older can operate a powerboat that is operated by a trolling motor or one horsepower or less or if the the boat is longer than 12 feet it must have less than ten horsepower True When should your navigation lights be on...

How should a boat's registration number and validation decal be displayed? on both sides of the bow What are the most important factors in choosing a PFD? weight and chest size Information on the capacity plate number of people, max weight, sometimes max horsepower Best way to find out about local hazards nautical chart Minimum age to operate a PWC 16 years old Type of PFD that turns most people face up off-shore PFD (type 1) Who is responsible fo...

CHAPTER ONE KNOW YOUR BOAT The port side of the vessel is the _______ side. Left The starboard side of the vessel is the _______ side. Right Basic types of vessel hulls can be described as ______. Displacement & Planing Three basic hull shapes: I. Round bottom II. Flat bottom III. Vee bottom Four length classes of vessels I: >16 II: 16 to >26 III: 26 to >40 IV: 40 to >65 Four basic types of engines Inboard, Outboard, Stern drive, ...

The members of a limited liability company are insureds under a businessowners policy (BOP) if The limited liability company is designated as the named insured. An endorsement added to a businessowners policy that provides coverage for direct damage caused by utility service disruption stemming from a covered peril is called Utility Services - Direct Damage. Which of the following would be the insured's duty in the event of a loss according to the duties in event of occurrence, ...

Specific insurance This type of insurance designates a particular item to be insured Blanket insurance This type of insurance covers more than one item of property at a single location or one more items of property at multiple locations. Speculative possibility of both gain and loss. Not insurable. Pure only the possibility of loss. Insurable. What are the 5 methods of managing or handling risk? avoid, control, retain, and transfer risk. Hazard A conditio...

To prevent recovery beyond the amount of the insured's actual loss, the policy will contain: An Other Insurance Clause Collision coverage of an auto policy covers: a) road damage to the tires b) upset of the vehicle c) frozen engine block d) falling objects B) upset of the vehicle The maximum amount of payable for all losses resulting from one event is known as the: a) occurrence limit b) aggregate limit a) occurrence limit Which of the following is a cause of loss...

Driver A has a personal auto policy with Part C: UM/UIM limits of 100/300. He is injured by Driver B who has Part A: Bodily Injury Liability limits of 50/100. It is determined that Driver B is at fault for the accident. Driver A has $125,000 in medical expenses. How much will his Part C: UM/UIM coverage pay? a) $125,000 b) $75,000 c) $50,000 d) $25,000 c) $50,000 Underinsured motorist coverage acts as excess over the at-fault motorist's coverage. It will pay the difference between the...

Paul vs. Virginia 1869 landmark decision establishing right of each state to regulate business of insurance US vs South Easter Underwriters Association 1944 ruled insurance was interstate commerce, when conducted across state lines, was subject to federal regulations McCarran-Ferguson Act 1945 ruled that states regulate and tax insurance business and federal antitrust laws apply only to extent that state law does not regulate insurance Commissioner of Dept of Banking and ...

Employees are barred from suing employers in court to obtain compensation for injuries covered by workers' compensation because of which of the following doctrines? -Employer liability -Exclusive remedy -Workman liability -No fault insurance Exclusive Remedy Which of the following would trigger coverage under business income form with extra expense coverage? -Carpet cleaning after a water main break -Employee pay after a building structure is damaged -Building inspectors fees...

non-resident producer out of state prelicensing education required for each line of authority 20 hours Period of time that temporary WORK AUTHORITY is valid 60 days How long to apply for license after completing PRELICENSING education? 2 years To apply for a license after passing the licensing EXAMINATION 1 YEAR Temporary LICENSE valid 180 days producer licensing period 2 years Continuing Education hours required every 2 years 24 pr...

Insurance The transfer of risk through a legal contract Property Covers real property and personal property against damage or loss resulting from covered causes of loss called perils casualty covers non-property losses (3rd Party) Personal lines Insurance for families and individuals Commercial Lines Insurance for Business Risk Uncertainty of financial loss Pure Risk Chance of loss only (insurance only covers) Speculative Risk Chance of lo...

Powers and duties of Commissioner Conduct research Make reasonable rules and regulations Issue orders and notices Issue insurance licenses and certificates of authority Impose penalties Approve insurance policy forms and rates Amount of days notice before hearing 10 Retrocession When a reinsurer transfers risks it has accepted to another insurer Producers can be Agents, brokers or both Insurance agent a licensed insurance producer who is appointed by an insu...

Aleatory Contract Insurance policy is based upon uncertainty of a loss, equal value is not given by the parties to the contract. Utmost Good Faith Parties to the contract rely upon the integrity of one another. Insuring Agreement The section of an insurance policy containing the insurer's promise to pay, the description of coverage provided and perils insured against. Conditions The rights and responsibilities of all parties of the contract. Exclusions Rights an...

Why was the commercial Insurance Deregulation Act Created? To protect the public from the adverse effects of excessive, inadequate, & unfair discriminatory rates & marketing practices Which policies issued must follow the provisions of the Commercial Insurance Deregulation Act? Commercial policies When must rate amendments & policy forms be filed with the commissioner? 30 days before What losses are excluded from flood insurance? -Landslides -Sewer backup -Windblown Ra...

Insuring Agreement company's obligation to pay, includes the perils and coverage for specific or named peril policies Exclusions what the policy will not pay for Definitions names of the persons insured in addition to the named insured are listed here, along with any other (blank) of terms in the policy Additional Coverage coverages under a policy that are provided by the insurer at no extra cost Casualty Policies defense costs over and above liability limits, p...