COCO SOLUTIONS ACADEMIC STORE

Property loss exposure - Answer A condition that presents the possibility that a person or an organization will sustain a loss resulting from damage (including destruction, taking, or loss of use) to property in which that person or organization has a financial interest. Real property (realty) - Answer Tangible property consisting of land, all structures permanently attached to the land, and whatever is growing on the land. Personal property - Answer All tangible or intangible pro...

HO-2 - Answer Broad Form- Provides named perils coverage for dwellings and personal property and provides liability coverage H0-3 - Answer Special Form- Provides open peril coverage for dwellings, named perils for personal property and liability coverage HO-4 - Answer Contents Broad Form- Often called renters insurance, it's designed for tenants and other occupants of dwelling or apartments. It provides no dwelling coverage, but it covers personal property on a named perils bas...

Patrick's car is 12 years-old and has been driven for over 100,000 miles. He has decided that instead of continuing to pay insurance premium for coverage for property damage to his car, he will put the money aside to save for a new car. Which one of the following risk management techniques is Patrick using? Select one: A. Diversification B. Retention C. Avoidance D. Loss reduction - Answer B Which one of the following statements regarding assets exposed to loss is true? Select one...

John is a recent homeowner and is considering the insurance coverages he needs for his home and contents. If damaged by a peril covered by a homeowners policy, which one of the following would be considered part of John's real property? Select one: A. The boat in the driveway B. The detached garage C. The desk top computer D. The hockey net and equipment - Answer B. The detached garage Which one of the following is considered real property? Select one: A. An automobile B. A hous...

What are the two main categories of property? - Answer Real and Personal. Why is it important for insurance professionals to understand the differences between real and personal property? - Answer Insurance coverage forms provide different coverages and premiums for each category. What is real property? - Answer Land, buildings, other structures attached to land, anything growing on the land, and anything embedded in the land What are some examples of other structures attached ...

Patrick's car is 12 years-old and has been driven for over 100,000 miles. He has decided that instead of continuing to pay insurance premium for coverage for property damage to his car, he will put the money aside to save for a new car. Which one of the following risk management techniques is Patrick using? A) Loss reduction B) Avoidance C) Retention D) Diversification - Answer C Heather and Jeff had the roof blown off their home during a recent storm. Which one of the following b...

Alex and his marketing team are evaluating various new insurance platforms to provide research to serve their customers better. Which one of the following best describes what the team has accurately discovered? Select one: A. These platforms' differentiation is providing a specialized, tech-driven, and individual customer response. B. Tech-driven insurance platforms offer very different types of property insurance than traditional insurers. C. Startups do best when they quickly break into...

Marcus is buying insurance for his recent home purchase that will be covered by a DP-3 policy. In reading his policy, which one of the following will Marcus find is true? Select one: A. The DP-3 excludes coverage for theft of property that isn't part of the covered structure. B. The DP-3 provides named perils coverage for the dwelling and personal property. C. Marcus needs to add an endorsement to the DP-3 to cover personal property damage. D. Marcus wants to add a theft endorsement to h...

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Life events that are sustained over a long period of time are known as: social events. chronic strains. stressful life events. risk factors. - Answer chronic strain Joseph Lister is known for what innovation in surgical procedures? hand washing eradication of microbes from a wound site improved sanitation and regular dressing changes prevention of microbes from entering a wound site - Answer eradication of microbes from a wound site Severe tooth decay and loss of teeth occur ...

outbreak - Answer carries the same definition as epidemic but is typically used when the event is confined to a geographic area that is more limited in scope field epidemiology - Answer has been defined as the application of epidemiology under a set of general conditions -the problem is unexpected -a timely response may be demanded -the intervention of epidemiologists and their presence in the field are required to solve the problem -the investigation time is likely to be limited...

A public health nurse is teaching a newly licensed nurse how to determine the prevalence rate of the top diseases in the county. Which of the following information should the nurse provide to describe prevalence rate? "The prevalence rate considers only those at risk for disease." "The prevalence rate considers new cases of disease." "The prevalence rate is a mortality measure." "A case control study is used to measure the prevalence rate." - Answer "The preva...

A community health nurse is working with a client who decides to forego United States Preventive Services Task Force (USPSTF) recommended screenings. Which of the following ethical principles does the nurse uphold by supporting the client's decision? a. Autonomy b. Beneficence c. Nonmaleficence d. Justice - Answer a. Autonomy A community health nurse is creating a handout for clients on methods to naturally enhance their immunity against infectious diseases. The nurse should ident...

1. In the definition of epidemiology, "distribution" refers to: - Answer 1. Who 2. When 3. Where 4. Why 1,2,3 2. In the definition of epidemiology, "determinants" generally includes - Answer 1. Agents 2. Causes 3. Control measures 4. Risk factors 5. Sources everything but 3 3. Epidemiology, as defined in this lesson, would include which of the following activities? - Answer 1. Describing the demographic characteristics of persons with acute aflatoxin poiso...

Epidemiology - Answer It is the study of the distribution and determinants of health related states or events in specific populations and the application of this study to control health problems. Two assumptions inherent in epi studies - Answer 1. Diseases are NOT randomly distributed in populations. 2. Diseases have specific causes that can be identified, prevented, and treated. Functions of Epidemiology - Answer - To discover the agent, host, and environmental factors which aff...

What is the difference between association and causality? How do epidemiologists establish causality? - Answer Association means that X has a relationship to Y and they may occur in the same contexts sometimes. Causation means that X is the cause of Y explicitly. Pearson correlation coefficients are measures of association uses with linear variables (-1, 0, +1) the value 0 means no linear association, as are approached either -1 or +1 the association between the two variables becomes stronger...

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Taxes, interest, time - Answer generally work together to determine the value of the opportunities available to us. Capital Budgeting - Answer a process used to justify the acquisition of capital assets or the investment in projects that support the expansion of business operations. Capital Assets - Answer Equipment, buildings, land, supposed to last longer than a year TVM - Answer The loss of purchasing power that occurs as a result of the interest considerations associated wit...

Which of the valuation methods involves taking the projected earnings of the business and multiplying that figure by the market premium of companies in their industry? - Answer Market estimation valuation For ventures considering a sale, it is advisable to contract with a CPA firm to have it do certain tasks when looking to exit the firm. Which of the following are these tasks? - Answer Audit last year's financial statements. Put all of the statements into a standardized format. ...

What percentage of privately held businesses that are offered for sale each year ultimately do not send ? - Answer 80% According to the Family Firm Institute, what percentage of family transitions survive into the second generation ? - Answer 30% What are the 5 d's ? - Answer Divorce, Death, Distress Business owners are leaving dollars on the table by not focusing on what? - Answer Enterprise value The advisor of the future needs to get owners and advisors to make several para...