New York Insurance

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Exam (elaborations)

NYS RULES AND REGULATIONS PERTINENT TO LIFE INSURANCE. EXAM 2025 QUESTIONS AND ANSWERS
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42

July 2025

2024/2025

A+
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1 Copyright ©2025 THESTAR ALL RIGHTS RESERVED In regards to technology and the ACA, which of the following is true? - ANS States which operate with an exchange must offer an internet-based portal the time after issuing a policy during which an insurance company my contest a life insurance claim due to the statements on an application is - ANS 2 years In New York, a group accident and health certificate of insurance must contain - ANS a summary of policy features and benefits Starting in ...
TheStar
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Exam (elaborations)

NY INDEPENDENT ADJUSTER EXAM 2025 QUESTIONS AND ANSWERS
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48

July 2025

2024/2025

A+
The crew of a ship is guilty of fraud with the intention of reaping gains at the expense of the owner. In ocean marine coverage, what is this called? (EX: Setting the ship on fire, diverting the ship from its course, or embezzlement of the cargo). - ANS Barratry. An aleatory contract is most accurately described by which of the following? - ANS It is a contract in which the performance of one party is contingent upon the occurrence of a fortuitous (accidental) event. Which of the following...
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Exam (elaborations)

NEW YORK LICENSE EXAM 2025 QUESTIONS AND ANSWERS
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21

July 2025

2024/2025

A+
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1 Copyright ©2025 THESTAR ALL RIGHTS RESERVED Which condition or provision of a property insurance policy applies when the insured and insurer cannot agree on the amount of the loss? - ANS Appraisal Which part or portion of a property insurance policy is it that specifies the causes of loss (perils) that are not covered? - ANS Exclusions When an insurer suffers a loss, they are required to prepare an inventory of the damaged property at the _______ request. - ANS Insurers Open Peril poli...
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Exam (elaborations)

New York Insurance Exam Questions and Answers Fully Solved
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14

August 2024

2024/2025

A+
information about the premium and policy limites, the identity and address of the named insured, and the policy period is found in which part of the insurance policy? - ANSWER-Declaration page if an insured intentioanlly conceals a material fact on an application for insurance, the coverage may be: - ANSWER-voided anyone who threatens, forces or corruptly influences, obstructs or impedes the due and proper administration of the fraud law relating to the insurance business may be fined and/...
IMORA
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Exam (elaborations)

NEW YORK INDEPENDENT ADJUSTER GENERAL TEST. EXAM 2025 QUESTIONS AND ANSWERS
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10

July 2025

2024/2025

A+
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All of the following statements are true regarding the Federal Employers Liability Act (FELA), EXCEPT: - ANS It provides workers' compensation coverage for employees working in federal government buildings. Property damage to an insured's work that arises out of the work and is part of the products- completed operations hazard, as defined in a commercial umbrella liability policy is: - ANS Usually excluded unless the work out of which the damage arose was done by a subcontractor rath...
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Exam (elaborations)

NEW YORK STATE PROPERTY AND CASUALTY LICENSING. EXAM 2025 QUESTIONS AND ANSWERS
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9

July 2025

2024/2025

A+
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Pro Rata Liability Clause is included in an insurance policy to deal with the problem of - ANS Duplicate insurance policies The purpose of this clause is to illustrate the method to determine each insurer's liability in case of a loss. Each insurer pays its fair share determined by the percentage that the carrier's limit bears to the total coverage carried. pro rata liability - ANS If a loss occurs that is covered by more than 1 insurance policy that was purchased by the insured, the...
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Exam (elaborations)

Chapter 10 Insurance Regulation Exam Questions and Answers 100% PASS
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13

February 2026

2025/2026

A+
Chapter 10 Insurance Regulation Exam Questions and Answers 100% PASS
KatelynWhitman
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Exam (elaborations)

NEW YORK ADJUSTER 1 EXAM 2025 QUESTIONS AND ANSWERS
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4

July 2025

2024/2025

A+
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Which type of Crop Insurance Policy insures the entire acreage rather than an individual crop? - ANS Adjusted Gross Revenue Mr. York had his pickup truck stolen while it was parked in a "no parking" zone outside his office. The value of the truck was $18,500. In addition, tools valued at $200, extra tires and hubcaps for the truck valued at $550 and a tarp worth $50 were in the truck. Mr. York has a collision deductible of $500 and a comprehensive deductible of $250. The insurance com...
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Exam (elaborations)

New York Insurance Laws Exam prep Questions and Answers (100% Pass)
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17

July 2024

2023/2024

A+
Available in bundle
New York Insurance Laws Exam prep Questions and Answers (100% Pass)
OliviaWest
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