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Xcel Solutions Comprehensive Exam (New 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| A Gra
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November 2024

2024/2025

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Amy has a group medical policy through her employer with a $500 deductible and a 90% coinsurance provision. She incurs $1,500 in covered health care services. How much will her group insurance carrier pay? Answer: $900 In this situation, the group insurance carrier will pay 90% of the covered loss after the deductible has been applied. QUESTION In order to save on premiums, a Life Insurance policy can legally be backdated up to Answer: 6 months Q...
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