XCEL _CALIFORNIA PRE LICENSING EDUCATION - Study guides, Class notes & Summaries
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XCEL _CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE QUESTIONS And Answers Verified 100% Correct
- Exam (elaborations) • 21 pages • 2025
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XCEL _CALIFORNIA PRE-LICENSING EDUCATION - 
LIFE, ACCIDENT AND HEALTH INSURANCE 
QUESTIONS And Answers Verified 100% Correct 
 A life insurance policy where the insured can choose where the cash value 
can be invested is called - ANSWER variable life 
 
 What does the grace period allow a life insurance policyowner to do? - 
ANSWER Make a premium payment after the due date without any loss of 
coverage 
 A participating company is also referred to as which type of insurer? - 
AN...
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XCEL _CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE FINAL EXAM QUESTIONS AND ANSWERS VERIFIED 100% CORRECT
- Exam (elaborations) • 4 pages • 2025
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XCEL _CALIFORNIA PRE-LICENSING EDUCATION - LIFE, 
ACCIDENT AND HEALTH INSURANCE FINAL EXAM 
QUESTIONS AND ANSWERS VERIFIED 100% CORRECT 
 
 
 An insurer must furnish to a claimant forms for filing proof of loss within 
___ days upon receiving a notice of claim. - ANSWER 15 
 
 The conditions, times, and circumstances under which an insured is NOT 
covered by a health policy are called? - ANSWER exclusions 
 
 Which type of health insurance policy cannot be canceled by the i...
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XCEL _CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE FINAL EXAM QUESTIONS & CORRECT ANSWERS 100% VERIFIED
- Exam (elaborations) • 4 pages • 2024
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- $10.49
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XCEL _CALIFORNIA PRE-LICENSING 
EDUCATION - LIFE, ACCIDENT AND 
HEALTH INSURANCE FINAL EXAM 
QUESTIONS & CORRECT ANSWERS 100% 
VERIFIED 
Which of the following is NOT a required provision in an accident and 
health insurance policy? - ANSWER change of occupation 
What type of changes can be made to a guaranteed renewable health 
insurance policy? - ANSWER The premium rates of the policyowner 
Under a health insurance policy, the provision that states the kind of 
benefits provided and the circum...
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