- Study guides, Class notes & Summaries

XCEL _CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE QUESTIONS And Answers Verified 100% Correct A life insurance policy where the insured can choose where the cash value can be invested is called - ANSWER variable life What does the grace period allow a life insurance policyowner to do? - ANSWER Make a premium payment after the due date without any loss of coverage A participating company is also referred to as which type of insurer? - AN...

XCEL _CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE FINAL EXAM QUESTIONS AND ANSWERS VERIFIED 100% CORRECT An insurer must furnish to a claimant forms for filing proof of loss within ___ days upon receiving a notice of claim. - ANSWER 15 The conditions, times, and circumstances under which an insured is NOT covered by a health policy are called? - ANSWER exclusions Which type of health insurance policy cannot be canceled by the i...

XCEL _CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE FINAL EXAM QUESTIONS & CORRECT ANSWERS 100% VERIFIED Which of the following is NOT a required provision in an accident and health insurance policy? - ANSWER change of occupation What type of changes can be made to a guaranteed renewable health insurance policy? - ANSWER The premium rates of the policyowner Under a health insurance policy, the provision that states the kind of benefits provided and the circum...