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Exam (elaborations)

Texas Life and Health State Exam Simulator Questions and Answers | Latest Version | 2025/2026 | Correct & Verified
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31

January 2026

2025/2026

A+
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Texas Life and Health State Exam Simulator Questions and Answers | Latest Version | 2025/2026 | Correct & Verified What determines the premium amount in a life insurance policy? Age, health, and risk classification. What is the face amount of a life insurance policy? The death benefit payable to beneficiaries. Who owns the life insurance policy? The policyowner. Who receives the death benefit? The beneficiary. What is an irrevocable beneficiary? A beneficiary whose desig...
SterlingScores
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Exam (elaborations)

Texas Life and Health State Exam Simulator| Brand New Exam Questions with 100% Correct Clear Verified Answers| All Graded A+|Latest Premium Update|100% Guaranteed Success.
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49

November 2025

2025/2026

A+
Texas Life and Health State Exam Simulator| Brand New Exam Questions with 100% Correct Clear Verified Answers| All Graded A+|Latest Premium Update|100% Guaranteed Success. An annuity promises that, if the annuitant dies before receiving payments equal to the correct value, the payments will be continued to a beneficiary until an amount equal to the contract value has been paid. This type of annuity is called An installment Refund annuity A Straight Life ann...
BRILLIANTSOLUTIONS
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Exam (elaborations)

Texas Life and Health State Exam Simulator Questions with Detailed Verified Answers
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October 2025

2025/2026

A+
The Universal Life Policy is called an unbundled Life Policy because the policyholder can see the expense charges, the interest earned, and the Ans: Cost of insurance The investment gains from a Universal Life Policy usually go toward Ans: the cash value What is the MINIMUM benefit period that must be offered by a Long-Term Care policy? Ans: 12 months What type of life insurance gives the greatest amount of coverage for a limited period of time? Ans: Term life An Eviden...
Ivie
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Exam (elaborations)

TEXAS LIFE AND HEALTH STATE EXAM SIMULATOR EXAM QUESTIONS AND ANSWERS 100% SOLVED.
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April 2025

2024/2025

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The Universal Life Policy is called an unbundled Life Policy because the policyholder can see the expense charges, the interest earned, and the - ANSWERCost of insurance The investment gains from a Universal Life Policy usually go toward - ANSWERthe cash value What is the MINIMUM benefit period that must be offered by a Long-Term Care policy? - ANSWER12 months What type of life insurance gives the greatest amount of coverage for a limited period of time? - ANSWERTerm life An Evidence...
papersmaster01
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Exam (elaborations)

Texas Life and Health State Exam Simulator Questions with 100% Correct Answers
Available in bundle

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13

October 2023

2023/2024

A+
Available in bundle
The Universal Life Policy is called an unbundled Life Policy because the policyholder can see the expense charges, the interest earned, and the - Cost of insurance The investment gains from a Universal Life Policy usually go toward - the cash value What is the MINIMUM benefit period that must be offered by a Long-Term Care policy? - 12 months What type of life insurance gives the greatest amount of coverage for a limited period of time? - Term life An Evidence of Coverage...
TeeGrades
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Exam (elaborations)

Texas Life and Health State Exam Simulator
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March 2023

2022/2023

A+
The Universal Life Policy is called an unbundled Life Policy because the policyholder can see the expense charges, the interest earned, and the - Answer- Cost of insurance The investment gains from a Universal Life Policy usually go toward - Answer- the cash value What is the MINIMUM benefit period that must be offered by a Long-Term Care policy? - Answer- 12 months What type of life insurance gives the greatest amount of coverage for a limited period of time? - Answer- Term life An ...
Greaterheights
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