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Oklahoma Practice Driving Test Questions And Correct Answers Verified Latest Grade A +

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4 pages

Written in 2024/2025

Grade A+

tevstudy234

Oklahoma Life And Health State Exam Simulator 3;4 Questions And Correct Answers Verified Latest Grade A +

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10 pages

Written in 2024/2025

Grade A+

tevstudy234

Oklahoma Driver Test Questions And Correct Answers Verified Latest Grade A +

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12 pages

Written in 2024/2025

Grade A+

tevstudy234

Oklahoma Adjuster Exam 2 Questions And Correct Answers Verified Latest Grade A +

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33 pages

Written in 2024/2025

Grade A+

tevstudy234

Oklahoma

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1 pages

Written in 2024/2025

Grade A+

Dreamer252

Oklahoma Complete Package Deal With Verified Study Solutions Rated A+

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13 items

Brainarium

After being on the expressway what should you do next? - enter in the acceleration lane and stay to the right. Adjust your speed and watch the traffic At a 4 way stop intersection and at intersections without stop signs or signals, drivers should. - the car or truck that entered the intersection first has the right of way. Avoid driving when? - emotionally upset Avoid what? - Heavy meals or alcoholic beverages Be ESPECIALLy careful just before dark when? - drivers can't see as well as in ...

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8 pages

Written in 2023/2024

Grade A+

Brainarium

Oklahoma Practice Driving Test Complete Questions And Answers Oklahoma Practice Driving Test Complete Questions And Answers

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2 pages

Written in 2023/2024

Grade A+

Nipsey

All of the following statements are TRUE regarding a proof of loss statement, EXCEPT: - ANSWERSA proof of loss is also known as a loss notice The "loss notice" is NOT the formal proof of loss. The loss notice is provided by the insured to the agent or insurer as soon as possible after the loss has occurred. Which of the following acts is NOT considered to be "transacting insurance" within the state of Oklahoma? - ANSWERSTaking an agency's incoming payments, sometimes containing premiu...

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21 pages

Written in 2023/2024

Grade A+

papersbyjol

All of the following are included as part of a contract in the entire contract provision EXCEPT the riders application changes made by the producer policy - ANSWERSchanges made by the producer Health insurance involves two perils, accident and ____. - ANSWERSsickness All of the following riders can increase the death benefit amount EXCEPT Cost of Living Waiver of Premium Accidental Death Rider Guaranteed Insurability - ANSWERSWaiver of Premium Of the following dividend optio...

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36 pages

Written in 2023/2024

Grade A+

papersbyjol

The source of the adjusters authority - ANSWERSIn the context of insurance adjusting, who is the principal? Coverage is not negotiable - ANSWERSWhen Nancy is pulling into her driveway, she accidentally hit the gas and plowed through her front wall. She tries to negotiate the claim with the adjuster, why is this not possible? True - ANSWERSTrue or false: assuring a claimant a policy is covered without determining the cause of loss is considered improperly acting as a fiduciary agent? Civ...

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6 pages

Written in 2023/2024

Grade A

papersbyjol

In the case of a weather-related catastrophe or a major natural disaster, the Oklahoma Commissioner may extend the deadline to accept or deny a claim for an additional: - ANSWERS7 days. A coverage extension included on the Building and Personal Property coverage form provides coverage for business personal property temporarily stored in a detached trailer within 100 feet of the insured building for: - ANSWERSA limit of $10,000 unless higher limits are purchased. The Section II - Additional...

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3 pages

Written in 2023/2024

Grade A+

papersbyjol

the commissioner must examine every domestic insurer and every foreign insurer at least one every ______ years - ANSWERS5 years maximum penalty for acting on a revoked, suspend license is $______ and up to five years in jail - ANSWERS$5,000 written proof of loss must be sent to insurer within ______ days of loss - ANSWERS60 days insurer must respond by settling or rejecting claim within ______ days after receiving notice from insured - ANSWERS60 Days records must be retained for at l...

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4 pages

Written in 2023/2024

Grade A+

papersbyjol

Underwriter - ANSWERSA person who selects risk for the insurer is Appointed by the gov - ANSWERSall of the following are true regarding the Oklahoma Insurance Commissioner EXCEPT Issued as often as necessary - ANSWERSRegarding the Oklahoma Insurance Department promulgating Rules and Regulations, which of the following is true? Glen Mulready - ANSWERSwho is the Oklahoma Insurance commissioner

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2 pages

Written in 2023/2024

Grade A+

papersbyjol

An individual applied for auto insurance and obtained coverage from EMU Insurance Company. Who is the first party in the contract? - ANSWERSThe Insured If a fire hazard causes damage to a building, the fire is? - ANSWERSA peril wearing a seatbelt in a car is an example of which method or managing risk? - ANSWERSReduce Tiffany leaves her car unlocked when she goes shopping. She figures her car and its contents are insured, so there is no reason to worry. Which type of hazard is this an e...

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18 pages

Written in 2023/2024

Grade A+

papersbyjol

Insurance - ANSWERSTransfers risk from one party to another. pool or reserve - ANSWERScollected premiums to cover losses/claims Indemnity - ANSWERSrestoration to previous financial condition Four essential elements of a contract - ANSWERSagreement, consideration, competent parties, legality When may a policy be terminated? - ANSWERSrevoking the offer, rejecting the offer, time lapse, or termination by operation of law Termination by Operation of Law - ANSWERShappens when one or bo...

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11 pages

Written in 2023/2024

Grade A+

papersbyjol

Which of the following statements about WC is correct? - ANSWERSWC is an exclusive remedy. According to the Jones Act, if a seaman is negligent in a claim against the employer, which of the following is correct: - ANSWERSviolation of posted safety standards can affect the outcome of the claim. The Sooners insurance company has written WC policies for several employers in OK. Tim's employer, Tiny Trinkets, has submitted a claim on Tim's behalf for a leg injury he sustained in the course o...

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13 pages

Written in 2023/2024

Grade A+

papersbyjol

Earth movement endorsement - ANSWERS· Separate premium dependent on the type of dwelling and how susceptible it is to earth quakes Deductible is a percentage of loss Home Day Care Coverage Endorsement - ANSWERS-homeowners policy endorsement used to provide coverage for home __________ businesses -Includes liability coverage -does not include coverage for sexual assault Personal property replacement cost - ANSWERSHomeowners policy endorsement that adds replacement cost coverage for pers...

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12 pages

Written in 2023/2024

Grade A+

papersbyjol

All of the following are categories of a limited insurance license EXCEPT 1) crop insurance 2) variable life insurance 3) credit life insurance 4) travel insurance - ANSWERS2) variable life insurance What term best describes the act of withholding material information that would be crucial to an underwriting decision? 1) concealment 2) withholding 3) leading 4) breach of warranty - ANSWERS1) concealment Johanna purchased a National Flood Insurance policy 10 days after her community entered...

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21 pages

Written in 2023/2024

Grade A+

papersbyjol

Life Insurance - ANSWERSTransfers to a life insurance company the risk of financial loss to an insurance company. Health Insurance - ANSWERStransfers to a health insurance policy the risk of financial loss resulting from illness, injury, disability of an insured person. Risk - ANSWERSChance of loss: only pure risk is insurable. Loss - ANSWERSUnplanned reduction in economic value. hazard - ANSWERSa condition that increases the chance of a peril/setback/danger. Risk Transfer - ANSWE...

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18 pages

Written in 2023/2024

Grade A+

papersbyjol