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OhiO Life, Accident & heALth insurAnce finAL eXAM studY Guide 2026 cOMPLete QuestiOns With cOrrect detAiLed AnsWers || 100% GuArAnteed PAss <recent VersiOn> 1. Which statement BEST describes the tax responsibilities under a Business Overhead policy? a. Premiums are deductible, benefits are deductible. b. Premiums are deductible, benefits are taxed. c. Premiums are not deductible, expenses are deductible. d. Premiums are not deductible, benefits are taxed. - ANSWER ...

A tutor-curated study guide that’s focused on the 2025–2026 test outline. It’s not one of those overwhelming giant review books — it’s more streamlined, exam-style, and straight to the point.Get it now My guides are fresh, relevant, and put together by a pro tutor—so you know you’re not just studying, you’re studying smart. Direction matters just as much as effort. Get it now Q1: What is the primary purpose of life insurance? A: To provide financial protection to beneficiarie...

Ohio Life, Accident & Health Insurance Exam (Series 11-35), Life Insurance Policies | Study Guide Exam Newest Actual Questions and Answers (A+ Guide Solutions) Quiz_________________? A policy states that the insurer will pay a specified face amount if the insured dies within the 20-year premium paying period and nothing if he dies after. What type of policy is this? - Answer 20-year level term Quiz_________________? A whole life policy that requires that the Policy...

OHIO LIFE, ACCIDENT & HEALTH INSURANCE EXAM (SERIES 11-35) LIFE INSURANCE POLICIES NEW UPDATE!!...

The requirement that agents must account for and properly remit all insurance funds collected is known as what type of agency? - ANSWER Fiduciary What document is required for an insurance company to transact insurance? - ANSWER Certificate of Authority In forming an insurance contract, when does acceptance usually occur? - ANSWER When the insurer approves a prepaid application

What type of policy is typically issued without proof of insurability from the insured? - ANSWER Group policy A whole life policy that requires that the Policyowner only pays premiums for a specified number of years is known as what type of policy? - ANSWER Limited-pay whole life Who is entitled to the cash values in an insurance policy? - ANSWER The Policyowner An insured receives a monthly summary for his life insurance policy. He notices that the cash value of the policy is significa...

The Ohio Life, Accident & Health Insurance Exam (Series 11-35) Test Bank 2025/2026 is designed to help candidates pass the state licensing exam with confidence. This exam prep resource provides comprehensive practice questions, verified answers, and detailed rationales, specifically tailored for the Ohio Department of Insurance requirements. The Life Insurance Policies Exam Bank covers all major exam topics, including life insurance policy provisions, term and whole life contracts, annuities,...

Ohio Life, Accident & Health Insurance Exam (Series 11-35), Life Insurance Basics.Ohio Life, Accident & Health Insurance Exam (Series 11-35), Life Insurance Basics.Ohio Life, Accident & Health Insurance Exam (Series 11-35), Life Insurance Basics.

What type of policy is typically issued without proof of insurability from the insured? - Answer-Group policy A whole life policy that requires that the Policyowner only pays premiums for a specified number of years is known as what type of policy? - Answer-Limited-pay whole life Who is entitled to the cash values in an insurance policy? - Answer-The Policyowner An insured receives a monthly summary for his life insurance policy. He notices that the cash value of the policy is significantl...