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Exam (elaborations)
New York State Life Insurance Series 17-51: GRADED A+ RESULTS Questions and Answers 2025 version
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---12January 20252024/2025A+
- New York State Life Insurance Series 17-51: GRADED A+ RESULTS Questions and Answers 2025 version 
 
Dividends - ANSWER are considered a return of unearned premium which is why are they are paid out income tax free. 
 
24 - ANSWER Accelerated Death Benefit 
The prognosis of a physician must be a life expectancy of ___ months or less. 
 
The individual states - ANSWER Highest authority for insurance regulation. No interference from federal regulation, unless federal law specifica...
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JPNAOMISTUVIA
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Exam (elaborations)
STUDY GUIDE FOR NYS LIFE INSURANCE AGENT EXAM 17-51 (ADD ONTO) ALREADY PASSED SOLUTIONS A+ GRADED
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---9January 20252024/2025A+
- all of the following information about a customer must be used in determining annuity suitability EXCEPT - ANSWER Beneficiarys age 
 
how must a replacing producer respond to an applicant wishing to replace existing life insurance? - ANSWER the producer must provide the applicant with a notice regarding replacement 
 
which of the following is the basic source of information used by the company in the risk selection process? - ANSWER application 
 
which of the following statem...
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JPNAOMISTUVIA
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Exam (elaborations)
Pre-Final Exam - New York Life, Accident and Health Exam Questions And Correct Answers.
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--15December 20242024/2025A+Available in bundle
- What happens when an initial offer is answered with a counteroffer? - Answer Initial offer is void 
 
According to the Affordable Care Act (ACA), dependent children may remain on their parent's plan until what age? - Answer Age 26 
 
The premiums paid by an employer for his employee's group life insurance are usually considered to be - Answer tax-deductible to the employer 
 
A family group accident and health insurance policy must continue coverage for each unmarried child at lea...
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TestSolver9
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Exam (elaborations)
NYS Life, accident, and health insurance Exam Questions With Verified Solutions.
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--36December 20242024/2025A+Available in bundle
- Which type of life insurance policy is best suited for paying off the outstanding balance of a 30-year mortgage in the event of the insured's death? - Answer 30-year decreasing term. 
 
How many days notice does the ACA require insurers to give before rescinding coverage? - Answer 30 
 
A signed good health statement may be requested by a life producer at the time of - Answer Policy Delivery 
 
Carol purchases a whole life policy that provides a choice of dividend options. This polic...
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TestSolver9
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Exam (elaborations)
NY Life Insurance Exam Review Exam Questions With Correct Answers .
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--23December 20242024/2025A+Available in bundle
- Based on the Human Life Value Approach, which of the following is NOT used to calculate an individual's life value? 
A. Insured's annual expenses 
B. Effect of inflation on income over time 
C. Predicted needs of the family after the insured's death 
D. Insured's current and future income - Answer C. Predicted needs of the family after the insured's death. 
The Human Life Value Approach to determining the value of an individual's life requires the calculation of probable fut...
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TestSolver9
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Exam (elaborations)
NY Accident and Health 17-52 Final Exam Questions .
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--11December 20242024/2025A+Available in bundle
- If an insurance company obtains an investigative consumer report on a prospective insured , it MUST inform the prospect that it is permitted to do so under which of the following Federal laws ? - Answer The Fair Credit Reporting Act 
 
What is the Fair Credit Reporting Act? - Answer established procedures that consumer-reporting agencies must follow in order to ensure that records are confidential, accurate, relevant, and properly used 
 
Obtaining consumer information reports under false ...
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TestSolver9
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Exam (elaborations)
New York Life, Accident and Health Insurance Exam And Accurate Answers.
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--29December 20242024/2025A+Available in bundle
- Accelerated Benefits - Answer Riders attached to life insurance policies which allow death benefits to be used to cover nursing or convalescent home expenses. 
 
Accident - Answer An unplanned, unforeseen event which occurs suddenly and at an unspecified place. Accident Insurance - A type of insurance that protects the insured against loss due to accidental bodily injury. 
 
Accidental Bodily Injury - Answer Unplanned, unforeseen traumatic injury to the body. 
 
Accidental Death and ...
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TestSolver9
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Exam (elaborations)
Accident and Health Insurance Exam Questions And All Actual Answers.
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--54December 20242024/2025A+Available in bundle
- H has suffered a covered disability away from her job and will shortly begin collecting benefits. The insurer sends a letter to H stating that she will not receive any benefit amounts greater than her income. This clause is known as: 
A: Over-insurance clause 
B: free look 
C: relation of earning to insurance 
D: relation of economic value - Answer C: relation of earning to insurance 
 
The insured should be aware of the issue date upon delivery a policy and the date should be listed on: 
A: ...
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TestSolver9
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Exam (elaborations)
Accident and Health Insurance Agent/Broker Practice Exam with complete solutions.
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---35September 20242024/2025A+
- Accident and Health Insurance Agent/Broker Practice Exam with complete solutions. 
Accident and Health Insurance Agent/Broker Practice Exam with complete solutions. 
Accident and Health Insurance Agent/Broker Practice Exam with complete solutions. 
Accident and Health Insurance Agent/Broker Practice Exam with complete solutions. 
Accident and Health Insurance Agent/Broker Practice Exam with complete solutions. 
Accident and Health Insurance Agent/Broker Practice Exam with complete solutions. 
Ac...
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APPROVEDNURSE