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Louisiana Life Insurance Series 101 Study Guide 1-25 UPDATED ACTUAL Exam Questions and CORRECT Answers STATEMENTS BY AN APPLICANT CONCERNING PERSONAL HEALTH HISTORY, FAMILY HEALTH HISTORY, OCCUPATION, AND HOBBIES ARE REFERRED TO AS A. depictions B. certifications C. representations. D. personal characteristics. - CORRECT ANSWER -representations. MORTALITY IS BASED ON A LARGE RISK POOL OF

Part 2 Louisiana Life Insurance Series Study Guide 1-58 UPDATED ACTUAL Exam Questions and CORRECT Answers PRIOR TO ANNUITIZATION, WHAT IS THE NONFORFEITURE OF AN ANNUITY? - CORRECT ANSWER -All premiums paid, plus interest, minus any withdrawals and surrender charges. UNDER TRADITIONAL FIXED ANNUITY CONTRACTS, THE PARTY WHO ASSUMES THE INVESTMENT RISK IS THE? - CORRECT ANSWER -Contract owne

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Louisiana Life Insurance Questions and Answers Latest Version Already Passed What is the name of the clause in a health insurance policy that prevents the insurer from contesting the contract after it has been in force for a certain period? Incontestability clause Who receives the death benefit from a life insurance policy? The beneficiary What type of life insurance policy builds cash value over time and stays in effect for the insured’s entire lifetime, assuming premiums are pa...

©THESTAR 2024/2025 ALL RIGHTS RESERVED 9:50PM. 1 Louisiana Life and Health Exam Questions And Answers |Latest 2025 | Guaranteed Pass. When are group disability benefits considered to be tax-free to the insured? - AnswerWhen the recipient pays the premiums An insurable interest in each other's lives may exist in absence of an economic interest when the individuals are - AnswerMarriage partners What is the elimination period of an individual disability policy? - AnswerTime period a di...

©THESTAR 2024/2025 ALL RIGHTS RESERVED 3:09PM. 1 Louisiana Life Insurance Final Exam Questions And Answers |Latest 2025 | Guaranteed Pass. A viatical transaction is used for which of the following - AnswerA chronically ill insured who needs to sell his life insurance policy to a third-party to settle medical and other bills prior to death An agent complete an application for insurance on the Addams family Mr. Adams writes a check for the initial premium and the agent provides Mr. Adams...

A viatical transaction is used for which of the following - ANSWER A chronically ill insured who needs to sell his life insurance policy to a third-party to settle medical and other bills prior to death An agent complete an application for insurance on the Addams family Mr. Adams writes a check for the initial premium and the agent provides Mr. Adams with a conditional receipt Mr. Adams should understand which of the following - ANSWER He has made an offer to the insurance company and no insu...

LOUISIANA LIFE INSURANCE SERIES 101 STUDY GUIDE 1-25 (MOST FREQUENTLY ASKED QUESTIONS FROM EXAM) QUESTIONS & ANS!!