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Exam (elaborations)
INS 24 | 351
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53
April 2024
2023/2024
A+
Major roles of insurance - Risk management to deal with loss exposures; transfer system of
financial loss from insured to insurer; business sufficient to pay claims and provide profit;
contract between insured and insurer
What are risk management techniques? - Loss prevention; loss reduction; risk transfer; loss
avoidance
Define Insurance Policy - A contract that states the rights and duties of both the insured and
the insurer regarding the transfer and costs of losses.
Define Exposure Un...
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