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FICEP (Financial Counseling Certification Program) Exam 1 Study Guide Complete Questions With Complete Solutions 100% Accurate Already Graded A+ -- Just Released. 1. One way to overcome a member's objection to financial counseling is to: a. Simply dismiss any negative comments a member makes b. Speak in a loud tone to reinforce authority as a counselor c. Refer member to another financial counselor d. Express confidence in member's ability to address problem...

FICEP (Financial Counseling Certification Program) Final Exam Study Guide Complete Questions With Complete Solutions 100% Accurate Already Graded A+ -- Just Released. 1. When you analyze debt, what does this include? (6) (CHAPTER 12) - ANSWER 1. Who are you borrowing from? The member may rely on a credit union, payday lenders, credit cards, etc. 2. What is the cost? Calculate the interest rate and cost for each type of borrowing. 3. Where are you spending the borr...