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Exam (elaborations)
Colorado State Life Insurance Terms
Activities of Daily Living (ADLs) - answer-a person's essential activities that include bathing, dressing, eating, transferring, toileting, continence 
 
Adverse Selection - answer-insuring risks that are more prone to losses than the average risk 
 
Agent/Producer - answer-a legal representative of an insurance company; the classification of producer usually includes agents and brokers; agents are the agents of the insurer 
 
Aggregate - answer-combined, total 
 
Applicant - answer-a person ...