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- Study guides, Class notes & Summaries
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Subrogation Clause- - ANSWER-The insured cannot claim money from both the insurer and a 3rd party. If the insured receives compensation for loss from the insurer, and sues the 3rd party (or 3rd party's insurer) for additional funds, the insurer has the right to all funds in order to recoup their costs.
Characteristics of Insurance Contracts- - ANSWER-"Adhesion: insurance policy is take it or leave it. No negotiations over terms an conditions. This means ambiguities in contract are found...
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