FCRA
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FCRA 60
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FCRA Basic Certification - Advanced 
(Version 1) ACTUAL UPDATED 
QUESTIONS AND CORRECT ANSWERS 
True/False: Resellers maintain their own database of information, which they combine with 
information from other CRA's - CORRECT ANSWERSFalse 
Which of the following is a reasonable procedure that a CRA could take to ensure that an end 
user has a permissible purpose to obtain consumer reports? 
A. On site inspection of the end user's place of business 
B. Checking the end user's re...
- Exam (elaborations)
- • 17 pages's •
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FCRA Basic Certification - Advanced 
(Version 1) ACTUAL UPDATED 
QUESTIONS AND CORRECT ANSWERS 
True/False: Resellers maintain their own database of information, which they combine with 
information from other CRA's - CORRECT ANSWERSFalse 
Which of the following is a reasonable procedure that a CRA could take to ensure that an end 
user has a permissible purpose to obtain consumer reports? 
A. On site inspection of the end user's place of business 
B. Checking the end user's re...
FCRA Basic Certification ACTUAL 
UPDATED QUESTIONS AND CORRECT 
ANSWERS 
Consumer Report - CORRECT ANSWERSAny written, oral, or other communication of 
any info by a CRA bearing on a consumer's credit worthiness, standing, capacity, character, 
general reputation, personal characteristics, or mode of living used or expected to be used or 
collected for establishing consumer's eligibility: 
3 Key Elements of a Consumer Report - CORRECT ANSWERS1. By a CRA 
2. Bearing on a consumer...
- Exam (elaborations)
- • 5 pages's •
-
FCRA•FCRA
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FCRA Basic Certification ACTUAL 
UPDATED QUESTIONS AND CORRECT 
ANSWERS 
Consumer Report - CORRECT ANSWERSAny written, oral, or other communication of 
any info by a CRA bearing on a consumer's credit worthiness, standing, capacity, character, 
general reputation, personal characteristics, or mode of living used or expected to be used or 
collected for establishing consumer's eligibility: 
3 Key Elements of a Consumer Report - CORRECT ANSWERS1. By a CRA 
2. Bearing on a consumer...