AINS 21
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1. A flex rating law is - ANSWER An insurance rating law 
under which prior approval is required only if the new rates 
exceed a certain percentage above (and sometimes below) 
the rates previously file. 
2. The two objectives of insurance policy form regulation are 
to ensure that policies are clear and readable and to - 
ANSWER Detect and address any policy provisions that 
are unfair. 
3. Some insurance rating laws allow rates to be put into use 
immediately but require insurers to f...
- Exam (elaborations)
- • 32 pages's •
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AINS 21•AINS 21
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1. A flex rating law is - ANSWER An insurance rating law 
under which prior approval is required only if the new rates 
exceed a certain percentage above (and sometimes below) 
the rates previously file. 
2. The two objectives of insurance policy form regulation are 
to ensure that policies are clear and readable and to - 
ANSWER Detect and address any policy provisions that 
are unfair. 
3. Some insurance rating laws allow rates to be put into use 
immediately but require insurers to f...
From an insured's point of view, relative to the concept of agency, little distinction exists 
between the 
Select one: 
A. Insurance agent and the insurance department. 
B. Broker and the claimant 
C. Insurer and the insurance department. 
D. Insurance agent and the insurer - ANSWER>>D. Insurance agent and the insurer 
From an insured's point of view, relative to the concept of agency, little distinction exists 
between the insurance agent and the insurer. 
A person or entity that...
- Exam (elaborations)
- • 76 pages's •
-
AINS 21•AINS 21
Preview 4 out of 76 pages
Getting your document ready...
From an insured's point of view, relative to the concept of agency, little distinction exists 
between the 
Select one: 
A. Insurance agent and the insurance department. 
B. Broker and the claimant 
C. Insurer and the insurance department. 
D. Insurance agent and the insurer - ANSWER>>D. Insurance agent and the insurer 
From an insured's point of view, relative to the concept of agency, little distinction exists 
between the insurance agent and the insurer. 
A person or entity that...