adjuster

Florida All Lines Claims Adjuster Exam| 2023/2024 Newly Updated| Grade A Questions and Verified Answers 1. Which expense is NOT covered as property damage by a business auto policy (BAP)? Answer: damage to property transported in a covered auto Rationale: The BAP excludes damage to property owned or transported by the insured or in the insured's care, custody, or control. 2. Sandy requires her employees to use their personal autos when calling on customers. If she adds the Employees ...

GEORGIA ADJUSTER EXAM / GA ADJUSTER EXAM 2 LATEST VERSIONS 2024 ACTUAL EXAM AND STUDY GUIDE 300 QUESTIONS AND CORRECT DETAILED ANSWERS WITH RATIONALES|ALREADY GRADED A+ Adverse selection occurs when - ANS-Applicants are accepted by the insurer with little or no attention given to underwriting. All of the following are duties of the insured after they cause a liability loss, EXCEPT - ANS-Notifying the insurance company of the injured third party Which of the following would be excluded un...

FLORIDA CLAIMS ADJUSTER/ CLAIMS ADJUSTER (FLORIDA) EXAM | NEWEST ACTUAL EXAM COMPREHENSIVE QUESTIONS AND VERIFIED ANSWERS GRADED A+ | 100% PASS | 2025 UPDATE! Samantha eats uncooked chicken at a local barbecue joint and becomes violently ill. Which of the following workers compensation benefits would pay for this occurrence? A. A products and completed operations form B. A premises and operations form C. An owners and contractors protective liability form D. None of the Above - Corre...

ADJUSTER PRO EXAM/ ADJUSTER PROPRACTICE REAL EXAM 400 QUESTIONS AND CORRECT ANSWERS GUARANTEED A+ Greg plays trombone in his school band during football games. During a rally song in the stands one day, Greg annoys one of the opposing team's fans, who grabs his $400 trombone and hurls it down the bleachers, completely destroying it. Greg's insurance pays him $400 to replace the trombone, but then the opposing team's coach also offers to replace the instrument, at whatever the cos...

ADJUSTER PRO - INSURANCE ADJUSTER TEST 2025| BRAND NEW ACTUAL EXAM WITH 100% VERIFIED QUESTIONS AND CORRECT SOLUTIONS| GUARANTEED VALUE PACK| ACE YOUR GRADES. What is a contract of adhesion - correct answer - the insured must accept the entire contract with all of its terms and conditions Utmost Good Faith - correct answer - An obligation to act in complete honesty and to disclose all relevant facts. Aleatory Contract - correct answer - a contract where the values exchanged may not be ...

Adjuster Pro Exam | Revised Answers (2023) A woman is being interviewed by a triage nurse at a medical doctor's office. Which of the following signs/symptoms by the client would warrant the nurse to suggest that a pregnancy test be done? (Select all that apply) 1. Amenorrhea 2. Fever 3. Fatigue 4. Nausea 5. Dysuria - ans1,3,4 1.Pregnancy is the most common cause of amenorrhea 3. A common complaint of women in early pregnancy is fatigue 4. A common complaint of women is early pregnan...

GEORGIA ADJUSTER EXAM QUESTIONS WITH CORRECT ANSWERS VERIFIED BY EXPERTS GRADED A++ Consequential also known as Indirect Loss An insured's business is damaged because of a fire and he is forced to close business temporarily for repairs. As a result the insured lost income. What type of loss is this? Combined Single The insured crashes into a porch and the person sitting on the porch. The person on the porch is injured. The insured's insurance policy has a limit set at $500,000. This amou...

INSURANCE ADJUSTER EXAM 2024 ACTUAL QUESTIONS AND VERIFIED CORRECT ANSWERS ALREADY PASSED GRADED A++ Which kind of losses are covered under a standard fire policy? Direct All fires are not covered by the Standard Fire policies, only those that: are hostile and have a flame or glow At what time does a fire policy go into affect? 12:01am standard time at the location of the insured's property A property is insured under two Standard Fire policies for $25,000 each. A fire causes $10,000 w...

NEW MEXICO ADJUSTER STATE PREP EXAM: PART 2 QUESTIONS WITH COMPLETE VERIFIED CORRECT ANSWERS UPDATED Linda’s home is worth $525,000. She has a homeowners policy with a $500,000 limit and a 1.5% deductible. When Linda’s husband sets their kitchen on fire while frying a turkey, he accidentally causes $36,000 in damages. How much can Linda and her husband expect to receive in their settlement? Linda is fully insured with $500,000 in coverage. Her policy has a 1.5% deductible. 1.5% of 500,...

NEW HAMPSHIRE ADJUSTER EXAM PREP: SERIES 12-75 QUESTIONS WITH CORRECT UPDATED ANSWERS GRADED A++ Which of the following best defines "insured"? A. Transfer of the risk of financial loss from one party to another B. A legally binding contract in which the insurance company agrees to pay for specified losses in exchange for premiums C. An individual or organization that pays premiums in exchange for financial protection D. A company, group, or government agency offering financial prot...