Ficep Exam 2025: Questions and
Answers 2025|2026 Verified Graded A+
Already Passed!
Which cycle describes members who are just surviving and living
paycheck to paycheck?
a. Earn/spend/earn/spend
b. earn/spend/borrow/spend
c. earn/spend/save
d. earn/borrow/spend/save - correct answer-Earn/Spend/earn/spend
Financial counselors who don't use what they know about hemispheric
thinking may fall into the trap of:
a. Assuming the member will succeed if they work with the counsellor
b. Asking too many questions
c. Telling the member what they should do
d. Presenting information to a member in a manner that might not be
the best way to communicate - correct answer-presenting information
,to a member in a manner that might not be the best way to
communicate
Using a hard approach, rather than a soft approach, with members:
a. Reminds members they are in control
b. Communicates in an orderly, specific and straight-forward way
c. Correlates with the right side of the brain
d. Offers possibilities and suggestions - correct answer-Communicates in
an orderly, specific and straight-forward way
The Johari Window describes four zones. When working with a member
the Hidden Zone represents:
a. Information that is known to the counselor and the member
b. Information that is known to the counselor and not the member
c. Information that is known to the member and not the counselor
d. Information that is not known to either the member or the counselor
- correct answer-Information that is known to the member and not the
counselor
, Which type of counseling should a counselor use when a member is
preparing for a large purchase?
a. Preventive
b. Procedural
c. Productive
d. Remedial - correct answer-Preventive
Which of the following is NOT a counseling element
a. Budget
b. Credit.
c. Debt
d. Savings - correct answer-Savings
Which of the following is a closed-ended question?
a. Tell me more about that?
b. Do you plan to move forward?
c. What was your deciding factor?
d. What is causing the hesitation? - correct answer-Do you plan to move
forward?
Answers 2025|2026 Verified Graded A+
Already Passed!
Which cycle describes members who are just surviving and living
paycheck to paycheck?
a. Earn/spend/earn/spend
b. earn/spend/borrow/spend
c. earn/spend/save
d. earn/borrow/spend/save - correct answer-Earn/Spend/earn/spend
Financial counselors who don't use what they know about hemispheric
thinking may fall into the trap of:
a. Assuming the member will succeed if they work with the counsellor
b. Asking too many questions
c. Telling the member what they should do
d. Presenting information to a member in a manner that might not be
the best way to communicate - correct answer-presenting information
,to a member in a manner that might not be the best way to
communicate
Using a hard approach, rather than a soft approach, with members:
a. Reminds members they are in control
b. Communicates in an orderly, specific and straight-forward way
c. Correlates with the right side of the brain
d. Offers possibilities and suggestions - correct answer-Communicates in
an orderly, specific and straight-forward way
The Johari Window describes four zones. When working with a member
the Hidden Zone represents:
a. Information that is known to the counselor and the member
b. Information that is known to the counselor and not the member
c. Information that is known to the member and not the counselor
d. Information that is not known to either the member or the counselor
- correct answer-Information that is known to the member and not the
counselor
, Which type of counseling should a counselor use when a member is
preparing for a large purchase?
a. Preventive
b. Procedural
c. Productive
d. Remedial - correct answer-Preventive
Which of the following is NOT a counseling element
a. Budget
b. Credit.
c. Debt
d. Savings - correct answer-Savings
Which of the following is a closed-ended question?
a. Tell me more about that?
b. Do you plan to move forward?
c. What was your deciding factor?
d. What is causing the hesitation? - correct answer-Do you plan to move
forward?
