CLAIMS ADJUSTER PRACTICE EXAM
QUESTIONS WITH CERTIFIED ANSWERS
GRADED A+ 2025-2026
, FLORIDA CLAIMS ADJUSTER EXAM
Multi Peril-Package ANSWER Any policy which provides property & liability coverage
(not homeowner)
ISO policy ANSWER Sold in Texas, but not Texas form
Only Texas DP 1 ANSWER Mainly the only TDP sold, now with plethora of
endorsements
Texas Standard Fire Policy ANSWER Granddaddy of all Texas property policies
Business auto coverage e.g. ANSWER Owner of a taxi to cover collision damage
Inland Marine (build milk policy) would cover e.g. ANSWER 3k gallons of milk in
tanker truck
Texas Standard, Standard Fire & Business Owner ANSWER Would all cover damage
to something like a gift card shop fire
Tx Personal Auto Policy e.g. ANSWER Owner of family far, for potential injury to other
people
Trucker's policy ANSWER Trucking company, for potential damage to other people's
trailers which the trucking company may be pulling
Actual Cash Value (ACV) ANSWER Replacement cost less depreciation
Garage Liability e.g. ANSWER For valet parking service to have appropriate liability
coverage it needs what kind of policy?
Flood, workers comp, crop, costal wind among others ANSWER Types of casualty
claims I will be unable to handle under license I'm studying for