COMPLETE SOLUTIONS VERIFIED LATEST UPDATE
1. Schizophrenia
2. bipolar disorder
3. major depressive disorder
most severe mental are generally considered biologically based
illnesses disorders that affect
the brain, profoundly disrupting a
person's thinking, feeling, mood, ability
to relate to others and capacity for
coping with the demands of life.
(a) Adjustment disorders (e.g., situational stress)
(b) Anxiety disorders (e.g., panic disorder)
(c) Childhood disorders (e.g., autism)
(d) Eating disorders (e.g., anorexia)
(e) Mood disorders (e.g., major depressive
,Categories of mental disorder)
disorders (f) Cognitive disorders (e.g., dementia)
(g) Personality disorders (e.g., antisocial personality
disorder)
(h) Psychotic disorders (e.g., schizophrenia)
(i) Substance-related disorders (e.g., alcohol/drug
dependence).
Why did insurers It is believed that insurers started to place
start to place limits limits on outpatient mental health care
on non- because treatment often continued for
psychiatric indefinite lengths of time and there was
benefits after much subjectivity surrounding mental
WWII disorders and treatment methods.
Hospital coverage was restricted
to 30-45 days per mental illness, or 30 or
Limits on mental 60 days per year. For medical illnesses,
health care the number of days was usually
benefits (HMOs) unlimited.The most common limitations
prior to preparity for
, legislation mental health outpatient treatment were
a maximum dollar limit of $1,000 per
year and a maximum reimbursement per
visit ranging from $25 to $40.
Coinsurance rates also varied
dramatically between medical and
mental coverage.