HMP 270 Final EXAM NEWEST 2025-2026 COMPLETE
QUESTIONS AND CORRECT DETAILED ANSWERS
(VERIFIED ANSWERS) |ALREADY GRADED A+||BRAND
NEW VERSION!!
Nursing Homes and Adult living facilities - CORRECT ANSWER- cost >100,000 per
year, not covered by medicare unless through a hospital for the first 100 days
-people who cannot afford nursing homes may become eligible for medicaid in
addition to medicare if they exhaust all their savings and become medically
indigent
-only alternative is private long-term care insurance
Private long term care insurance - CORRECT ANSWER- coverage if you lose any of the
5 ADL's- dressing, bathing, feeding, walking, toileting
-better to lock in when younger
home health care - CORRECT ANSWER- around 52,000 on avg. per year, not covered
by medicare
assisted living - CORRECT ANSWER- not full nursing home but intermediate care-
some support but no skilled nursing
, -many are hotel-like, oriented around culture
adult day services - CORRECT ANSWER- adult version of daycare, not covered by
medicare
-CARF accreditation available
Hospice Care - CORRECT ANSWER- -covered by medicare part A
-last 6 months of life, patients die pain free and surrounded by loved ones not in a
hospital setting
-palliative care: relieving pain without curing the symptoms
Current Advancements in Medical Care - CORRECT ANSWER- rational drug design,
advanced imaging, minimally invasive surgery (growth in ambulatory surgery
centers), genetic mapping, gene therapy, vaccines to protect against non-
infectious disease and bolster immune system, artificial blood, digitalization,
globalization and medical tourism, immunotherapy, stem cell research,
xenotransplantation (transplanting organs from one organism to another)
Financing health services - CORRECT ANSWER- Inflow- Medicare and Medicaid 37%,
Private Insurance 34%, patient payments 10%
Outflow- most to hospitals, physicians, and clinical services
Health Insurance Brief Overview - CORRECT ANSWER- -early 1800's Europe: mutual
benefit societies
-1840 Germany: first gov't insurance programs
Health Insurance in the US: voluntary health insurance, social health insurance,
public welfare
QUESTIONS AND CORRECT DETAILED ANSWERS
(VERIFIED ANSWERS) |ALREADY GRADED A+||BRAND
NEW VERSION!!
Nursing Homes and Adult living facilities - CORRECT ANSWER- cost >100,000 per
year, not covered by medicare unless through a hospital for the first 100 days
-people who cannot afford nursing homes may become eligible for medicaid in
addition to medicare if they exhaust all their savings and become medically
indigent
-only alternative is private long-term care insurance
Private long term care insurance - CORRECT ANSWER- coverage if you lose any of the
5 ADL's- dressing, bathing, feeding, walking, toileting
-better to lock in when younger
home health care - CORRECT ANSWER- around 52,000 on avg. per year, not covered
by medicare
assisted living - CORRECT ANSWER- not full nursing home but intermediate care-
some support but no skilled nursing
, -many are hotel-like, oriented around culture
adult day services - CORRECT ANSWER- adult version of daycare, not covered by
medicare
-CARF accreditation available
Hospice Care - CORRECT ANSWER- -covered by medicare part A
-last 6 months of life, patients die pain free and surrounded by loved ones not in a
hospital setting
-palliative care: relieving pain without curing the symptoms
Current Advancements in Medical Care - CORRECT ANSWER- rational drug design,
advanced imaging, minimally invasive surgery (growth in ambulatory surgery
centers), genetic mapping, gene therapy, vaccines to protect against non-
infectious disease and bolster immune system, artificial blood, digitalization,
globalization and medical tourism, immunotherapy, stem cell research,
xenotransplantation (transplanting organs from one organism to another)
Financing health services - CORRECT ANSWER- Inflow- Medicare and Medicaid 37%,
Private Insurance 34%, patient payments 10%
Outflow- most to hospitals, physicians, and clinical services
Health Insurance Brief Overview - CORRECT ANSWER- -early 1800's Europe: mutual
benefit societies
-1840 Germany: first gov't insurance programs
Health Insurance in the US: voluntary health insurance, social health insurance,
public welfare
