5 DOLLAR TRAFFIC SCHOOL ACTUAL EXAM
PAPER 2026 QUESTIONS WITH SOLUTIONS
GRADED A+
◉ 0What is a seat belt pretensioner? Answer: Pretensioners
automatically tighten the belt to prevent the individual from jerking
forward in a collision or at a sudden stop. You no longer have to pull the
adjustable strap to fit your body.
◉ 0Why do traffic laws exist? Answer: Traffic laws reduce chaos, keep
traffic moving and give all road users a common understanding of how
the road should be used. Most importantly, though, their primary
purpose is to keep everyone safe.
◉ 0The reason we have traffic laws is ______. Answer: to keep
everyone safe.
◉ 0How does minimum insurance work? Answer: This type of
insurance pays for the damages done to another person's vehicle or body
and only for the amount of the coverage. In other words, if you are at
fault for a crash and only have a $15,000 liability policy, your insurance
will only pay for $15,000 of the damages done to the other person and
their car. Anything more than the $15,000 is your responsibility. Your
own medical expenses and car repairs are your own responsibility too.
, ◉ 0What is the average cost for a severe injury in a collision? Answer:
$247,000
◉ 0Why should you be afraid of legal problems after a collision that was
your fault even if you have insurance? Answer: Even if you have
insurance, the other driver can sue you for negligence and win.
If someone dies because of the collision, the victim's family can sue you
for wrongful death
The cost of a collision can be more than the insurance coverage
(especially minimum insurance)
◉ 0What does the US Department of Transportation list as the most
likely cause of collisions? Answer: alcohol and drugs (most common),
distracted driving, sleepy drivers, speeding (primary factor in 29% of
fatal and injury collisions - reported by the CHP)
◉ 0What is the purpose of the DMV point system? Answer: The DMV
point system, called NOTS, was designed to keep track of drivers'
offenses so they can suspend or revoke a license if needed. If you can't
follow the rules of driving safely, you will lose your privilege to drive.
◉ 0How much does a DUI cost over ten years? Answer: DUIs are also
very expensive offenses. The trial and attorney fees could range between
$5,000 to $8,000 and more. Fines and penalties on average cost about
$4,000. And of course, your insurance rates will skyrocket. Over the
PAPER 2026 QUESTIONS WITH SOLUTIONS
GRADED A+
◉ 0What is a seat belt pretensioner? Answer: Pretensioners
automatically tighten the belt to prevent the individual from jerking
forward in a collision or at a sudden stop. You no longer have to pull the
adjustable strap to fit your body.
◉ 0Why do traffic laws exist? Answer: Traffic laws reduce chaos, keep
traffic moving and give all road users a common understanding of how
the road should be used. Most importantly, though, their primary
purpose is to keep everyone safe.
◉ 0The reason we have traffic laws is ______. Answer: to keep
everyone safe.
◉ 0How does minimum insurance work? Answer: This type of
insurance pays for the damages done to another person's vehicle or body
and only for the amount of the coverage. In other words, if you are at
fault for a crash and only have a $15,000 liability policy, your insurance
will only pay for $15,000 of the damages done to the other person and
their car. Anything more than the $15,000 is your responsibility. Your
own medical expenses and car repairs are your own responsibility too.
, ◉ 0What is the average cost for a severe injury in a collision? Answer:
$247,000
◉ 0Why should you be afraid of legal problems after a collision that was
your fault even if you have insurance? Answer: Even if you have
insurance, the other driver can sue you for negligence and win.
If someone dies because of the collision, the victim's family can sue you
for wrongful death
The cost of a collision can be more than the insurance coverage
(especially minimum insurance)
◉ 0What does the US Department of Transportation list as the most
likely cause of collisions? Answer: alcohol and drugs (most common),
distracted driving, sleepy drivers, speeding (primary factor in 29% of
fatal and injury collisions - reported by the CHP)
◉ 0What is the purpose of the DMV point system? Answer: The DMV
point system, called NOTS, was designed to keep track of drivers'
offenses so they can suspend or revoke a license if needed. If you can't
follow the rules of driving safely, you will lose your privilege to drive.
◉ 0How much does a DUI cost over ten years? Answer: DUIs are also
very expensive offenses. The trial and attorney fees could range between
$5,000 to $8,000 and more. Fines and penalties on average cost about
$4,000. And of course, your insurance rates will skyrocket. Over the
