MHA 710 Test 2 Questions with Correct Answers Latest Update 2025/2026
All of the following are the results of moral hazard, except: - Answers Rational ignorance
Insurance works best in situations where: - Answers there is a low probability of a large loss.
Moral hazard and adverse selection are both examples of: - Answers asymmetric information.
The U.S. perinatal mortality rate (late fetal deaths plus deaths in the neonatal period) was 5.9 in
2018, lower than those found in: - Answers France, Switzerland, and the United Kingdom.
A prepaid hospital plan created by Baylor Hospital for a group of Dallas public school teachers
in 1929 is considered by many to be the forerunner of: - Answers Blue Cross.
The economic argument for legalizing drugs: - Answers is based on the assumption that for
most non-users, the demand is relatively price elastic.
Eliminating health disparities across various population groups requires that we: - Answers
address the source of disparities in behavioral, socioeconomic, and environmental factors.
The goal of health insurance is to: - Answers collect sufficient premiums to cover all possible
losses.
A ______ percentage of the French population is obese; they consume _______ fat than
Americans do. - Answers small; less
The nature of health care delivery will be different in the future due to: - Answers a rising
percentage of elderly in the total population.
Suppose a group of 100 people seeks out an insurance company to underwrite health insurance
for its members. The expected medical spending for the group is $150,000. If an additional 10
people who have expected medical spending of $5,000 per person on average join the group,
the new premium will be approximately: - Answers $2,139.
The premium calculation is [(150,000 + 50,000)/110/(1 - 0.15)].
In 2001, life expectancy at birth in the United States was 77.2 years, increasing to 78.7 years in
2018. However, there remains a racial gap between Blacks and Whites. White life expectancy in
2018 was at 78.6 years, and Black life expectancy at 74.7 years. Causes of mortality reveals an
interesting picture. Among Whites, __________ have a much higher rate than in Blacks, where
__________ are much more prevalent. - Answers suicides and chronic respiratory disease;
homicides and heart disease
All of the following statements are true regarding infant mortality in the United States, EXCEPT?
- Answers Reducing the rate of still births
All of the following are the results of moral hazard, except: - Answers Rational ignorance
Insurance works best in situations where: - Answers there is a low probability of a large loss.
Moral hazard and adverse selection are both examples of: - Answers asymmetric information.
The U.S. perinatal mortality rate (late fetal deaths plus deaths in the neonatal period) was 5.9 in
2018, lower than those found in: - Answers France, Switzerland, and the United Kingdom.
A prepaid hospital plan created by Baylor Hospital for a group of Dallas public school teachers
in 1929 is considered by many to be the forerunner of: - Answers Blue Cross.
The economic argument for legalizing drugs: - Answers is based on the assumption that for
most non-users, the demand is relatively price elastic.
Eliminating health disparities across various population groups requires that we: - Answers
address the source of disparities in behavioral, socioeconomic, and environmental factors.
The goal of health insurance is to: - Answers collect sufficient premiums to cover all possible
losses.
A ______ percentage of the French population is obese; they consume _______ fat than
Americans do. - Answers small; less
The nature of health care delivery will be different in the future due to: - Answers a rising
percentage of elderly in the total population.
Suppose a group of 100 people seeks out an insurance company to underwrite health insurance
for its members. The expected medical spending for the group is $150,000. If an additional 10
people who have expected medical spending of $5,000 per person on average join the group,
the new premium will be approximately: - Answers $2,139.
The premium calculation is [(150,000 + 50,000)/110/(1 - 0.15)].
In 2001, life expectancy at birth in the United States was 77.2 years, increasing to 78.7 years in
2018. However, there remains a racial gap between Blacks and Whites. White life expectancy in
2018 was at 78.6 years, and Black life expectancy at 74.7 years. Causes of mortality reveals an
interesting picture. Among Whites, __________ have a much higher rate than in Blacks, where
__________ are much more prevalent. - Answers suicides and chronic respiratory disease;
homicides and heart disease
All of the following statements are true regarding infant mortality in the United States, EXCEPT?
- Answers Reducing the rate of still births
