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Exam (elaborations)

PRACTICE EXAM FL PERSONAL LINES 20-44 FLORIDA STATUTES QUESTIONS AND ANSWERS 2025

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PRACTICE EXAM FL PERSONAL LINES 20-44 FLORIDA STATUTES QUESTIONS AND ANSWERS 2025

Institution
PRACTICE,
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PRACTICE,








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Uploaded on
November 28, 2025
Number of pages
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Written in
2025/2026
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Exam (elaborations)
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PRACTICE EXAM FL PERSONAL LINES 20-44 FLORIDA STATUTES QUESTIONS AND
ANSWERS 2025



Misrepresentation - (ANSWER)Willful deception of an insurance policy done by dissemination of
information



Controlled business - (ANSWER)When the majority of insurance written is for family members



Temporary License - (ANSWER)Good for 6 months



Foreign - (ANSWER)An insurance company formed under the laws of another state



Domestic - (ANSWER)And insurance company formed under the laws of Florida



Alien - (ANSWER)And insurance company formed in another country



Appointment - (ANSWER)When authority is given to a licensee to transact or adjust insurance



Authorized insurance company - (ANSWER)An insurance company that is licensed to do business in
Florida



Twisting - (ANSWER)Knowingly using at incomplete comparison of insurance policies in order to get the
insured to buy apology from you



Sliding - (ANSWER)Charging an applicant for a specific ancillary coverage in addition to the cost of the
auto insurance coverage applied for with out his consent



Coercion - (ANSWER)Bank loan officer tells them that in order to qualify for the loan they must purchase
insurance from the bank



FAJUA - (ANSWER)Florida Joint Underwritting Association

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