LTC EXAM 2025 (ACTUAL EXAM) QUESTIONS WITH
100% CORRECT ANSWERS
In order to sell long-term care insurance through Northwestern Long Term Care Insurance Company and
ACB through Northwestern Mutual, all of the following things must happen EXCEPT: - Correct-answer-c.
The financial representative must have a Series 6 license; valid in the state where the sale is to be made.
While many states have continuing education requirements for individuals holding an insurance license, none
currently have requirements specifically addressing long-term care insurance. - Correct-answer-False
A financial representative can assist the underwriter in expediting the long-term care application through the
underwriting process by: - Correct-answer-All of the above
Although each state has its own rules regarding replacement, the following is true in all states for
QuietCare®and NM ACB: - Correct-answer-Both A and B
Both QuietCare® and the NM Accelerated Care Benefit protect the insured by paying: - Correct-answer-b.
Expense-Reimbursement Benefits
A face-to-face assessment is required for QuietCare® applicants age 71 to 79. -
100% CORRECT ANSWERS
In order to sell long-term care insurance through Northwestern Long Term Care Insurance Company and
ACB through Northwestern Mutual, all of the following things must happen EXCEPT: - Correct-answer-c.
The financial representative must have a Series 6 license; valid in the state where the sale is to be made.
While many states have continuing education requirements for individuals holding an insurance license, none
currently have requirements specifically addressing long-term care insurance. - Correct-answer-False
A financial representative can assist the underwriter in expediting the long-term care application through the
underwriting process by: - Correct-answer-All of the above
Although each state has its own rules regarding replacement, the following is true in all states for
QuietCare®and NM ACB: - Correct-answer-Both A and B
Both QuietCare® and the NM Accelerated Care Benefit protect the insured by paying: - Correct-answer-b.
Expense-Reimbursement Benefits
A face-to-face assessment is required for QuietCare® applicants age 71 to 79. -
