PEARSON VUE NATIONAL HEALTH INSURANCE
PRACTICE TEST 2026 EXAM TEST PAPER
◉ risk retention. Answer: manage risk Deduction
◉ risk retention. Answer: manage risk Deduction
◉ risk retention. Answer: manage risk Deduction
◉ self-insurance. Answer: instead of buying health insurance and
saving $ in the bank
◉ self-insurance. Answer: instead of buying health insurance and
saving $ in the bank
◉ self-insurance. Answer: instead of buying health insurance and
saving $ in the bank
◉ self-insurance. Answer: instead of buying health insurance and
saving $ in the bank
,◉ Pure risk that are not insurable. Answer: Flood, War, Catastrophic
losses
◉ Pure risk that are not insurable. Answer: Flood, War, Catastrophic
losses
◉ Pure risk that are not insurable. Answer: Flood, War, Catastrophic
losses
◉ Pure risk that are not insurable. Answer: Flood, War, Catastrophic
losses
◉ Intentional losses. Answer: not insurable
◉ Intentional losses. Answer: not insurable
◉ Intentional losses. Answer: not insurable
◉ Intentional losses. Answer: not insurable
◉ Adverse selection. Answer: bad for insurance
◉ Adverse selection. Answer: bad for insurance
,◉ Adverse selection. Answer: bad for insurance
◉ Adverse selection. Answer: bad for insurance
◉ insurance actuary. Answer: a specially trained mathematician who
calculates premiums
◉ insurance actuary. Answer: a specially trained mathematician who
calculates premiums
◉ insurance actuary. Answer: a specially trained mathematician who
calculates premiums
◉ insurance actuary. Answer: a specially trained mathematician who
calculates premiums
◉ underwriter. Answer: checks out the medical history of the
proposed insured and other factors to eliminate adverse selection
against the insurance company, issue policy premium restrictions
◉ underwriter. Answer: checks out the medical history of the
proposed insured and other factors to eliminate adverse selection
against the insurance company, issue policy premium restrictions
, ◉ underwriter. Answer: checks out the medical history of the
proposed insured and other factors to eliminate adverse selection
against the insurance company, issue policy premium restrictions
◉ underwriter. Answer: checks out the medical history of the
proposed insured and other factors to eliminate adverse selection
against the insurance company, issue policy premium restrictions
◉ Days for applicant to requests an explanantion. Answer: 90 days
◉ Days for applicant to requests an explanantion. Answer: 90 days
◉ Days for applicant to requests an explanantion. Answer: 90 days
◉ Days for applicant to requests an explanantion. Answer: 90 days
◉ Days insurance company must furnish an explanation. Answer: 21
days
◉ Days insurance company must furnish an explanation. Answer: 21
days
PRACTICE TEST 2026 EXAM TEST PAPER
◉ risk retention. Answer: manage risk Deduction
◉ risk retention. Answer: manage risk Deduction
◉ risk retention. Answer: manage risk Deduction
◉ self-insurance. Answer: instead of buying health insurance and
saving $ in the bank
◉ self-insurance. Answer: instead of buying health insurance and
saving $ in the bank
◉ self-insurance. Answer: instead of buying health insurance and
saving $ in the bank
◉ self-insurance. Answer: instead of buying health insurance and
saving $ in the bank
,◉ Pure risk that are not insurable. Answer: Flood, War, Catastrophic
losses
◉ Pure risk that are not insurable. Answer: Flood, War, Catastrophic
losses
◉ Pure risk that are not insurable. Answer: Flood, War, Catastrophic
losses
◉ Pure risk that are not insurable. Answer: Flood, War, Catastrophic
losses
◉ Intentional losses. Answer: not insurable
◉ Intentional losses. Answer: not insurable
◉ Intentional losses. Answer: not insurable
◉ Intentional losses. Answer: not insurable
◉ Adverse selection. Answer: bad for insurance
◉ Adverse selection. Answer: bad for insurance
,◉ Adverse selection. Answer: bad for insurance
◉ Adverse selection. Answer: bad for insurance
◉ insurance actuary. Answer: a specially trained mathematician who
calculates premiums
◉ insurance actuary. Answer: a specially trained mathematician who
calculates premiums
◉ insurance actuary. Answer: a specially trained mathematician who
calculates premiums
◉ insurance actuary. Answer: a specially trained mathematician who
calculates premiums
◉ underwriter. Answer: checks out the medical history of the
proposed insured and other factors to eliminate adverse selection
against the insurance company, issue policy premium restrictions
◉ underwriter. Answer: checks out the medical history of the
proposed insured and other factors to eliminate adverse selection
against the insurance company, issue policy premium restrictions
, ◉ underwriter. Answer: checks out the medical history of the
proposed insured and other factors to eliminate adverse selection
against the insurance company, issue policy premium restrictions
◉ underwriter. Answer: checks out the medical history of the
proposed insured and other factors to eliminate adverse selection
against the insurance company, issue policy premium restrictions
◉ Days for applicant to requests an explanantion. Answer: 90 days
◉ Days for applicant to requests an explanantion. Answer: 90 days
◉ Days for applicant to requests an explanantion. Answer: 90 days
◉ Days for applicant to requests an explanantion. Answer: 90 days
◉ Days insurance company must furnish an explanation. Answer: 21
days
◉ Days insurance company must furnish an explanation. Answer: 21
days
