TEXAS LTC PRACTICE EXAM 2026
VERIFIED QUESTIONS AND ANSWERS
GUARANTEED PASS
⩥ On what basis are benefits payable under a long-term care insurance
policy typically triggered? Answer: the inability to perform defined
ADLs
⩥ What is a primary goal of long-term care? Answer: to maintain
functionality
⩥ Which of the following most precisely defines the fundamentals of
self-care and the basic tasks of everyday life? Answer: activities of daily
living
⩥ Which of the following is not an example of home or community-
based long-term care? Answer: CCRCs
⩥ All of the following are services commonly offered by assisted living
residences EXCEPT: Answer: continuous post-operative monitoring
⩥ Which level of care has as its chief characteristic assistance with
ADLs? Answer: custodial
, ⩥ A long-term care ombudsman represents people in a given
geographical area who live in assisted living residences or skilled
nursing facilities. Answer: True
⩥ All of the following are examples of formal caregiving EXCEPT:
Answer: daily transportation to a senior center provided by a neighbor
⩥ With regard to Medicare and long-term care, which of the following
statements is true? Answer: Medicare covers care in a skilled nursing
facility for a limited time, but only if the care follows an admitted
hospital stay and is ordered by a physician.
⩥ Which of the following is a correct statement about Medicare Part D
Prescription Drug coverage? Answer: Enrollment in Part D is voluntary.
⩥ Medicare covers the cost of long-term custodial care in the home
when it is delivered by a Medicare-certified agency. Answer: False
⩥ Which of the following is a correct statement about Medicare?
Answer: Medicare does not cover long-term care.
⩥ Which of the following only covers inpatient hospital care and
hospice? Answer: Medicare Part A
VERIFIED QUESTIONS AND ANSWERS
GUARANTEED PASS
⩥ On what basis are benefits payable under a long-term care insurance
policy typically triggered? Answer: the inability to perform defined
ADLs
⩥ What is a primary goal of long-term care? Answer: to maintain
functionality
⩥ Which of the following most precisely defines the fundamentals of
self-care and the basic tasks of everyday life? Answer: activities of daily
living
⩥ Which of the following is not an example of home or community-
based long-term care? Answer: CCRCs
⩥ All of the following are services commonly offered by assisted living
residences EXCEPT: Answer: continuous post-operative monitoring
⩥ Which level of care has as its chief characteristic assistance with
ADLs? Answer: custodial
, ⩥ A long-term care ombudsman represents people in a given
geographical area who live in assisted living residences or skilled
nursing facilities. Answer: True
⩥ All of the following are examples of formal caregiving EXCEPT:
Answer: daily transportation to a senior center provided by a neighbor
⩥ With regard to Medicare and long-term care, which of the following
statements is true? Answer: Medicare covers care in a skilled nursing
facility for a limited time, but only if the care follows an admitted
hospital stay and is ordered by a physician.
⩥ Which of the following is a correct statement about Medicare Part D
Prescription Drug coverage? Answer: Enrollment in Part D is voluntary.
⩥ Medicare covers the cost of long-term custodial care in the home
when it is delivered by a Medicare-certified agency. Answer: False
⩥ Which of the following is a correct statement about Medicare?
Answer: Medicare does not cover long-term care.
⩥ Which of the following only covers inpatient hospital care and
hospice? Answer: Medicare Part A
