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Exam (elaborations)

Kentucky Property & Casualty Practice exam Questions and Responses

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Kentucky Property & Casualty Practice exam Questions and Responses

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Institution
KENTUCKY PROPERTY
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Uploaded on
November 11, 2025
Number of pages
4
Written in
2025/2026
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  • kentucky property casualty practice exam questio

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Kentucky Property & Casualty
Practice exam Questions and
Responses
WhichIIofIItheIIfollowingIIisIINOTIIcorrectIIregardingIIfalseIIstatementsIIbyIIaIIpersonIIengagedIIinIItheIIb
usinessIIofIIinsurance?II-IICORRECTIIANSWERS-OralIIstatementsIIcannotIIbeIIconsideredIIfraud.
WhichIIofIItheIIfollowingIIisIINOTIIsettledIIonIIanIIactualIIcashIIvalueIIbasisIIwhileIIcoveredIIunderIItheIIbu
sinessIIpropertyIIcoverageIIform?II-IICORRECTIIANSWERS-ValuableIIpapersIIandIIrecords
AllIIofIItheIIfollowingIIareIIexamplesIIofIIriskIIretentionIIEXCEPTII-IICORRECTIIANSWERS-premiums
UnderIIaIIbusinessownersIIpolicy,IIanIIinsuredIIcanIIcancelIItheIIpolicyII-IICORRECTIIANSWERS-
AtIIanyIItimeIIbyIImailingIIaIIwrittenIInoticeIIofIIcancellation
PersonalIIbusinessIIpropertyIIoutIIinIItheIIopenIIisIIcoveredIIunderIIcommercialIIpropertyIIpolicyIIonlyII
whileII-IICORRECTIIANSWERS-WithinII100IIfeetIIofIItheIIdescribedIIpremises
InIIOceanIIMarineIIinsurance,IIwhoIIpaysIIallIIreasonableIIexpensesIIifIIsueIIandIIlaborIIisIIrequiredIItoIIle
ssenIIaIIloss?II-IICORRECTIIANSWERS-insurer
WhatIIinsuranceIIpolicyIIprovisionIIdefinesIIhowIItheIIpolicyIIwillIIrespondIIifIIthereIIisIImoreIIthanIIoneIIi
nsuranceIIpolicyIIwrittenIIonIItheIIsameIIrisk?II-IICORRECTIIANSWERS-OtherIIinsurance
WhichIIofIItheIIfollowingIIdwellingIIpolicyIIformsIIprimarilyIIinsuresIIaIIstructureIIonIIanIIactualIIcashIIval
ueIIbasis?II-IICORRECTIIANSWERS-DP-1
ItIIwouldIIdeIIconsidereaIIuntairIIaiscriminationIItoIIaskIIanIIinsuranceIIapplicantIIapoutIIwhichIIofIItheIIf
ollowingIIandIIthenIIuseIIthatIIinformationIIasIIaIIratingIIfactorIItoIIdetermineIIinsurability?II-
IICORRECTIIANSWERS-SexualIIorientation


AIIbuildingIIinsuredIIwithIIcommercialIIpropertyIIinsuranceIIhasIIbeenIIvacantIIforIImoreIIthanII60IIcons
ecutiveIIdays.IIWhichIIofIItheIIfollowingIIisIINOTIItrue?II-IICORRECTIIANSWERS-
PaymentIIforIIunnamedIIperilsIIisIIreducedIIbyII25%
WhichIIofIItheIIfollowingIIisIItrueIIofIIdwellingIIpolicyIIcoverage?II-IICORRECTIIANSWERS-
ExclusionsIIapplyIItoIIallIIthreeIIpolicyIIforms
AccordingIItoIItheIIdefinitionsIIthatIIapplyIItoIIcommercialIIcrimeIIpolicies,IIanIIindividualIIisIIstillIIconsid
eredIIanIIemployeeIIforIIhowIImanyIIdaysIIafterIItermination?II-IICORRECTIIANSWERS-30IIdays
WhatIIisIItheIIrequiredIIlimitIIofIIinsuranceIIinIItheIIcoinsuranceIIclauseIIforIICoverageIIFII-
IIUnscheduledIIFarmIIPersonalIIProperty?II-IICORRECTIIANSWERS-80%
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