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Nova-60 Practice Exam PDF: Free Questions, Answers & Tips

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Get ready for the Nova-60 certification test. Download our free practice exam PDF with sample questions, detailed answer explanations, and a proven study guide to help you pass on your first try.

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November 11, 2025
Number of pages
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Written in
2025/2026
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CMAN 380 Exam 2 and Exam 3 – 100 and 80
Practice Questions and Correct Answers with
Rationales Respectively / CMAN 380 Exam Practice
Test Bank


What is the Poverty Threshold? - ...ANSWER...✓✓ Poverty
threshold: based on census
· Used to estimate level of poverty of Americans
· Used for statistical purposes
· Income used to computer poverty status (before taxes)


What is the Poverty Guideline? - ...ANSWER...✓✓ · Federal
poverty level
· Simplified for administrative purpose to define financial
eligibility


o When was the Social Security Act passed? -
...ANSWER...✓✓ 1935


o Define the Benefit Programs under Social Security
Administration - ...ANSWER...✓✓ SS retirement, SS
disability, Survivor, Medicare

, 2|Page




o How are retirement benefits determined? -
...ANSWER...✓✓ § Age of retirement
§ Earned income
§ Full retirement age based on length of time worked and
amount of money earned


o What are Work-earned requirements? - ...ANSWER...✓✓
§ 40 credits or 10 years of work to be eligible
§ Number of years worked = number of credits so amount
of money/month. The older you are when disabled, the
more years you needed to work in order to receive
benefits


o What are the requirement for spouse and children to
receive ones retirement benefits? (ages) -
...ANSWER...✓✓ § Unmarried
§ Under 18
§ 18 or older is disabled that started before age 2


SSDI - ...ANSWER...✓✓ · Disabled workers under 65 and
their families
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