AIC 303 Successfully Evaluating Claims –
Questions With Correct Solutions
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Practice questions for this set
Learn 1 /7 Study with Learn
A monetary award to compensate a victim for losses, such as pain and suffering,
that do not involve specific measurable expenses.
Choose an answer
1 Consent to settle clause 2 Medical payments coverage
3 Attractive nuisance 4 General damages
Don't know?
Terms in this set (101)
An insurance policy provision, usually found only in
Consent to settle clause professional liability policies, that requires the insurer to
obtain consent from the insured before settling a claim.
A written or recorded account or declaration of the
pertinent facts and circumstances of an accident given
Statement
by someone directly involved in or a witness to the
accident.
, Internet of Things (IoT) A network of objects that transmit data to computers
The exposure to liability for bodily injury or property
Premises liability damage due to the ownership, occupancy, or use of the
premises.
A dangerous object or condition so captivating to
Attractive nuisance young children that it entices them onto another's
property.
A person who has permission to enter onto another's
Licensee
property for his or her own purposes.
A person invited to enter onto premises as a member of
Public invitee the general public for a purpose for which the land is
open to the public.
An individual who has express or implied permission to
Business invitee be on the premises of another for the purpose of doing
business.
Actual notice Information that has been directly given to someone.
Knowledge that a person is assumed by law to have
Constructive notice because that knowledge could be gained by
reasonable observation or inspection.
An act that is considered inherently negligent because
Negligence per se
of a violation of a law or an ordinance.
a cause that, in a natural and continuous sequence
unbroken by any new and independent cause, produces
Proximate cause
n event and without which the event would not have
happened.
Coverage that pays necessary medical expenses
Medical payments incurred within a specified period by a claimant (and in
coverage certain policies, by an insured) for a covered injury,
regardless of whether the insured was at fault.
The civil liability of property owners for the foreseeable
Premises security liability
criminal acts of third parties.
A manufacturer's or seller's liability for harm suffered by
a buyer, user, or bystander as a result of a product that
Products liability has a dangerous manufacturing defect or design defect
or that is not accompanied by a warning of an inherent
hidden danger.
Questions With Correct Solutions
Save
Practice questions for this set
Learn 1 /7 Study with Learn
A monetary award to compensate a victim for losses, such as pain and suffering,
that do not involve specific measurable expenses.
Choose an answer
1 Consent to settle clause 2 Medical payments coverage
3 Attractive nuisance 4 General damages
Don't know?
Terms in this set (101)
An insurance policy provision, usually found only in
Consent to settle clause professional liability policies, that requires the insurer to
obtain consent from the insured before settling a claim.
A written or recorded account or declaration of the
pertinent facts and circumstances of an accident given
Statement
by someone directly involved in or a witness to the
accident.
, Internet of Things (IoT) A network of objects that transmit data to computers
The exposure to liability for bodily injury or property
Premises liability damage due to the ownership, occupancy, or use of the
premises.
A dangerous object or condition so captivating to
Attractive nuisance young children that it entices them onto another's
property.
A person who has permission to enter onto another's
Licensee
property for his or her own purposes.
A person invited to enter onto premises as a member of
Public invitee the general public for a purpose for which the land is
open to the public.
An individual who has express or implied permission to
Business invitee be on the premises of another for the purpose of doing
business.
Actual notice Information that has been directly given to someone.
Knowledge that a person is assumed by law to have
Constructive notice because that knowledge could be gained by
reasonable observation or inspection.
An act that is considered inherently negligent because
Negligence per se
of a violation of a law or an ordinance.
a cause that, in a natural and continuous sequence
unbroken by any new and independent cause, produces
Proximate cause
n event and without which the event would not have
happened.
Coverage that pays necessary medical expenses
Medical payments incurred within a specified period by a claimant (and in
coverage certain policies, by an insured) for a covered injury,
regardless of whether the insured was at fault.
The civil liability of property owners for the foreseeable
Premises security liability
criminal acts of third parties.
A manufacturer's or seller's liability for harm suffered by
a buyer, user, or bystander as a result of a product that
Products liability has a dangerous manufacturing defect or design defect
or that is not accompanied by a warning of an inherent
hidden danger.
