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Chapter 6 - Florida Statutes, Rules and Regulations Pertinent to Personal Lines Insurance Questions with 100% Verified Answers 2025 | 2026

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Chapter 6 - Florida Statutes, Rules and Regulations Pertinent to Personal Lines Insurance Questions with 100% Verified Answers 2025 | 2026

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October 28, 2025
Number of pages
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Chapter 6 - Florida Statutes, Rules and Regulations
Pertinent to Personal Lines Insurance Questions with
Verified Answers 2025 | 2026




The advance notice must be at least ___ days if nonrenewal,
cancellation, or termination is the reasons other than
nonpayment of premium.
45 days
If the cancellation is for nonpayment of premium, the insurer
must provide at least ___ days' written notice of cancellation.
10 days
If cancellation or termination occurs during the first ___ days of
the policy, and the insurance is cancelled or terminated for
reason(s) other than nonpayment of premium, at least ___
days' written notice must be given to the insured.
First 90 days
at least 20 days
A general lines agent may make reasonable service charges for
financial insurance premiums on policies issued by the agent.
The service charge cannot exceed ____ per installment, up to
the $36 maximum per year. In lieu of service charges, an

, 2|Page


insurance agent or agency may charge an interest rate not to
exceed 18% per year on any unpaid balances.
$3
A general lines agent may make reasonable service charges for
financial insurance premiums on policies issued by the agent.
The service charge cannot exceed $3 per installment, up to
the _____ maximum per year. In lieu of service charges, an
insurance agent or agency may charge an interest rate not to
exceed 18% per year on any unpaid balances.
$36
In Florida, the duration of the hurricane includes the
ending ___ hours following the termination of the last
hurricane watch or hurricane warning issued for any part of
Florida by the National Hurricane Center of the National
Weather Service.
72
each licensed general lines agent must
complete ___ hour/hours of continuing education every 2 years
on the subject of premium discounts available on property
insurance policies based on various hurricane mitigation
options, and the means of obtaining the discounts.
1 hour

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