ADJUSTER PRO - INSURANCE ACTUAL EXAM
REVIEW GUIDE WITH TESTED QUESTIONS AND
100% SOLVED VERIFIED ANSWERS GRADED
A+
◉Ronald always drives with his windows rolled down because he loves
the feeling of the wind in his hair however he often forgets to roll his
windows up when he gets out of the car of course this behavior makes it
easier for thieves to steal his belongings from the car but Ronald can't
help from being forgetful Ronald's behavior would be considered a.
Answer: morale hazard
◉Which one of the following is not an essential section that's included
in every insurance policy. Answer: Endorsements
◉Donovan is f filling out an application for health insurance and he
comes to a question about his use of tobacco products. Why does his
insurance company want to know about Donovan's tobacco use.
Answer: Tobacco use is a hazard
◉As Jonathan was driving through an intersection and another driver
ran a red light and crashed into the side of Jonathan's car which calls
significant physical damage Jonathan must now rent a car while his is
being repaired the collision with the other driver would be considered
a/an .Answer: peril
, ◉A hell storm moves over Aaron's restaurant large hail stones break
through a skylight and water pours and damaging the floor in the
restaurant additionally the electrical system shorts Alan Aaron has the
clothes for three days the hail would be considered . Answer: The
proximate cause of the loss
◉A predefined monetary portion of an insurance claim paid by a
policyholder is a. Answer: Deductible
◉Flora is driving in the rain when she skids off the road and slams into
cams billboard totaling her car and causing 2000 in damage to the
billboard flora has an auto policy with ABC insurance cam files a third-
party claim and ABC insurance pays him 1500 for the billboard which of
the following is true. Answer: Cam may sue Flora for $500
◉Francis lives in a nice house valued at $300,000 he is fully insured and
his homeowners policy has a $500 fix deductible for fire and hail
damage and a 3% deductible for all other perils including wind damage
one evening a massive storm hits and blows the roof off Francis home
the cost to repair the roof will be $22,000 how much of the cost will the
insurer cover .Answer: 13,000
◉Frank purchases a homeowners policy worth $700,000 with a 4%
deductible a few months later a heavy hell storm destroys his roof porch
and windows causing 50,000 in damages frank should expect
REVIEW GUIDE WITH TESTED QUESTIONS AND
100% SOLVED VERIFIED ANSWERS GRADED
A+
◉Ronald always drives with his windows rolled down because he loves
the feeling of the wind in his hair however he often forgets to roll his
windows up when he gets out of the car of course this behavior makes it
easier for thieves to steal his belongings from the car but Ronald can't
help from being forgetful Ronald's behavior would be considered a.
Answer: morale hazard
◉Which one of the following is not an essential section that's included
in every insurance policy. Answer: Endorsements
◉Donovan is f filling out an application for health insurance and he
comes to a question about his use of tobacco products. Why does his
insurance company want to know about Donovan's tobacco use.
Answer: Tobacco use is a hazard
◉As Jonathan was driving through an intersection and another driver
ran a red light and crashed into the side of Jonathan's car which calls
significant physical damage Jonathan must now rent a car while his is
being repaired the collision with the other driver would be considered
a/an .Answer: peril
, ◉A hell storm moves over Aaron's restaurant large hail stones break
through a skylight and water pours and damaging the floor in the
restaurant additionally the electrical system shorts Alan Aaron has the
clothes for three days the hail would be considered . Answer: The
proximate cause of the loss
◉A predefined monetary portion of an insurance claim paid by a
policyholder is a. Answer: Deductible
◉Flora is driving in the rain when she skids off the road and slams into
cams billboard totaling her car and causing 2000 in damage to the
billboard flora has an auto policy with ABC insurance cam files a third-
party claim and ABC insurance pays him 1500 for the billboard which of
the following is true. Answer: Cam may sue Flora for $500
◉Francis lives in a nice house valued at $300,000 he is fully insured and
his homeowners policy has a $500 fix deductible for fire and hail
damage and a 3% deductible for all other perils including wind damage
one evening a massive storm hits and blows the roof off Francis home
the cost to repair the roof will be $22,000 how much of the cost will the
insurer cover .Answer: 13,000
◉Frank purchases a homeowners policy worth $700,000 with a 4%
deductible a few months later a heavy hell storm destroys his roof porch
and windows causing 50,000 in damages frank should expect
